Town & Country Federal Credit Union
Headquarters
Po Box 9420
South Portland, ME 04116
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2024 Overview
General Credit Union Information
Town & Country is an NCUA insured institution located in South Portland, ME. It was founded in 1953 and has approximately $599.06 millions in assets.
Who can join?
• If you live, work, attend school, or worship in Cumberland or York County, Maine, you are invited to join Town & Country Federal Credit Union.
• You are also eligible if you have a family member who meets one of the above criteria or is a current member of this credit union.
• Eligibility also includes credit union employees. If you retire, change jobs (outside the field of membership) or move to a new location, you may remain a member of the credit union.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8486 |
| Date Established | 1953 |
| Assets | $599.06 million |
| Loans | $443.95 million |
| Deposits | $523.83 million |
| Capital | $48.88 million |
Field of Membership Restrictions
Membership in Town & Country Federal Credit Union is open to those who live, work, attend school, or worship in Cumberland or York County, Maine. Membership is also open to immediate family of current members or those eligible for membership.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $25 | - |
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|
|
Money Market
|
1.00% | $2,000 | $9,999 |
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|
|
Money Market
|
1.25% | $10,000 | $24,999 |
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|
Money Market
|
1.50% | $25,000 | $49,999 |
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|
Money Market
|
4.00% | $50,000 | $99,999 |
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|
|
Money Market
|
4.00% | $100,000 | $249,999 |
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|
|
Money Market
|
4.25% | $250,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
2.27% | $500 | - |
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|
| 12 Mo CD
|
5.12% | $500 | - |
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|
| 18 Mo CD
|
3.25% | $500 | - |
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|
| 24 Mo CD
|
3.30% | $500 | - |
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|
| 30 Mo CD
|
3.35% | $500 | - |
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|
| 36 Mo CD
|
3.40% | $500 | - |
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|
| 48 Mo CD
|
3.45% | $500 | - |
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|
| 60 Mo CD
|
3.50% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.20% | $0 | - | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Free Rewards Checking | 5.25% | $0 | $0.00 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Town & Country
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Town & Country
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Town & Country branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Town & Country Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 715.23 | A | View Lobby Hours | |
| 716.93 | B | View Lobby Hours | |
| 718.99 | C | View Lobby Hours | |
| 721.25 | D | View Lobby Hours | |
| 721.51 | E | View Lobby Hours | |
| 721.76 | F | View Lobby Hours |
Climate Policy and Initiatives
TOWN & COUNTRY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Town & Country Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Town & Country. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Town & Country | U.S. Average |
|---|---|
| 4.47% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Town & Country had $2,201,486 in non-current loans and $31,701 in owned assets. To cover these potential losses it had $48,878,870 in net worth and $1,027,941 in loans loss reserves. That gives it a Texas Ratio of 4.47%.
Net Worth
| Town & Country | U.S. Average |
|---|---|
| 8.16% | 13.93% |
Town & Country FCU has a net worth of 8.16% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Town & Country
Ldk
September 11, 2020 |
Rate is now 2.01%
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