Town And Country Credit Union
Headquarters
615 S Broadway
Minot, ND 58701
See all branch locations →
2024 Overview
General Credit Union Information
Town And Country is an NCUA insured institution located in Minot, ND. It was founded in 1939 and has approximately $695.86 millions in assets.
Who can join?
Anyone living within a 75-mile radius of Minot
Anyone living within a 50-mile radius of Kenmare
Anyone living within a 50-mile radius of the Fargo-Moorhead area
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60790 |
| Date Established | 1939 |
| Assets | $695.86 million |
| Loans | $612.71 million |
| Deposits | $604.47 million |
| Capital | $85.23 million |
Field of Membership Restrictions
Membership is open to those who live within a 50-mile radius of Kenmore, a 75-mile radius of Minot, or a 50-mile radius of the Fargo-Moorehead area.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $5 | - |
Learn More
|
|
Money Market
|
1.50% | $0 | - |
Learn More
|
|
Money Market
|
1.15% | $1,000 | - |
Learn More
|
|
Money Market
|
1.15% | $25,000 | $99,999 |
Learn More
|
|
Money Market
|
1.40% | $100,000 | $249,999 |
Learn More
|
|
Money Market
|
1.50% | $250,000 | - |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.35% | $500 | - |
Learn More
|
| 11 Mo CD
|
5.20% | $500 | - |
Learn More
|
| 12 Mo CD
|
4.00% | $200 | - |
Learn More
|
| 12 Mo CD
|
4.00% | $500 | - |
Learn More
|
| 24 Mo CD
|
3.00% | $500 | - |
Learn More
|
| 36 Mo CD
|
3.00% | $500 | - |
Learn More
|
| 48 Mo CD
|
3.00% | $500 | - |
Learn More
|
| 60 Mo CD
|
3.00% | $500 | - |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.10% | $0 | - | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Town And Country
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Town And Country
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Town And Country branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Town And Country Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 872.18 | A | View Lobby Hours | |
| 873.10 | B | View Lobby Hours | |
| 873.32 | C | View Lobby Hours | |
| 874.24 | D | View Lobby Hours | |
| 876.76 | E | View Lobby Hours | |
| 1124.45 | F | View Lobby Hours | |
| 1125.61 | G | View Lobby Hours | |
| 1176.98 | H | View Lobby Hours |
Climate Policy and Initiatives
TOWN AND COUNTRY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Town And Country Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Town And Country. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Town And Country | U.S. Average |
|---|---|
| 1.00% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Town And Country had $767,990 in non-current loans and $116,933 in owned assets. To cover these potential losses it had $85,225,724 in net worth and $3,339,849 in loans loss reserves. That gives it a Texas Ratio of 1.00%.
Net Worth
| Town And Country | U.S. Average |
|---|---|
| 12.25% | 13.93% |
Town And Country FCU has a net worth of 12.25% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Town And Country
There are currently no comments for TOWN AND COUNTRY. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account