Torrington Municipal And Teachers Federal Credit Union
Headquarters
777 East Main St
Torrington, CT 06790
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2024 Overview
General Credit Union Information
Torrington Municipal And Teachers is an NCUA insured institution located in Torrington, CT. It was founded in 1960 and has approximately $80.51 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 14003 |
| Date Established | 1960 |
| Assets | $80.51 million |
| Loans | $32.30 million |
| Deposits | $73.06 million |
| Capital | $7.06 million |
Field of Membership Restrictions
Anyone who lives, works or goes to school in Litchfield County. All businesses are entitled to membership.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Torrington Municipal And Teachers
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Torrington Municipal And Teachers
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Torrington Municipal And Teachers
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Branches
Below are Torrington Municipal And Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Torrington Municipal And Teachers Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 539.74 | A | View Lobby Hours |
Climate Policy and Initiatives
TORRINGTON MUNICIPAL AND TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Torrington Municipal And Teachers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Torrington Municipal And Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Torrington Municipal And Teachers | U.S. Average |
|---|---|
| 5.99% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Torrington Municipal And Teachers had $408,500 in non-current loans and $26,546 in owned assets. To cover these potential losses it had $7,056,559 in net worth and $200,863 in loans loss reserves. That gives it a Texas Ratio of 5.99%.
Net Worth
| Torrington Municipal And Teachers | U.S. Average |
|---|---|
| 8.76% | 13.93% |
Torrington Municipal And Teachers FCU has a net worth of 8.76% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Torrington Municipal And Teachers
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