Texas Federal Credit Union

Headquarters

1100 Commerce St Ste 745
Dallas, TX 75242
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD 0.05% 4.25% →
5-Year CD 0.05% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Texas is an NCUA insured institution located in Dallas, TX. It was founded in 1947 and has approximately $61.86 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5497
Date Established 1947
Assets $61.86 million
Loans $20.95 million
Deposits $57.84 million
Capital $3.58 million
 

Field of Membership Restrictions

Must be an employee of the United States Government who work in or is supervised from Dallas, Texas or be an employee of one of the several selected companies in Dallas, Grand Prairie, Mesquite, Gladewater, White Oak, Longview, Marshall or Harrison County.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

CD Rates (Share Certificate Rates) APY MIN MAX
18 Mo CD
0.05% $10,000 $14,999 Learn More
18 Mo CD
0.05% $100,000 $199,999 Learn More
24 Mo CD
0.05% $10,000 $14,999 Learn More
24 Mo CD
0.05% $100,000 $199,999 Learn More
30 Mo CD
0.05% $10,000 $14,999 Learn More
30 Mo CD
0.05% $100,000 $199,999 Learn More
36 Mo CD
0.05% $10,000 $14,999 Learn More
36 Mo CD
0.05% $100,000 $199,999 Learn More
48 Mo CD
0.05% $10,000 $14,999 Learn More
48 Mo CD
0.05% $100,000 $199,999 Learn More
60 Mo CD
0.05% $10,000 $14,999 Learn More
60 Mo CD
0.05% $100,000 $199,999 Learn More

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Texas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: RM.804810.000
6.368% 6.250% 0.75 $4,000 $1,971 Learn More
District Lending
NMLS ID: 1835285
6.380% 6.250% 0.88 $4,400 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.482% 6.375% 0.75 $3,610 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Texas
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Texas Locations around zip code 43085




Climate Policy and Initiatives

TEXAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Texas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texas U.S. Average
2.28% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Texas had $56,493 in non-current loans and $26,519 in owned assets. To cover these potential losses it had $3,579,772 in net worth and $54,871 in loans loss reserves. That gives it a Texas Ratio of 2.28%.

Net Worth
Texas U.S. Average
5.78% 13.93%

Texas FCU has a net worth of 5.78% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Texas

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