Tennessee Valley Federal Credit Union
Headquarters
Po Box 23967
Chattanooga, TN 37422
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2024 Overview
General Credit Union Information
Tennessee Valley is an NCUA insured institution located in Chattanooga, TN. It was founded in 1936 and has approximately $2735.32 millions in assets.
Who can join?
You can if...
You live, work, worship, volunteer, or attend school in TVFCU's 13-County Community, that includes Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie Counties in Tennessee; and Catoosa, Dade, and Walker Counties in Georgia.
Your immediate family member is a current TVFCU Member.
You live in the same residence as a current member.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1520 |
| Date Established | 1936 |
| Assets | $2,735.32 million |
| Loans | $1,954.24 million |
| Deposits | $2,331.87 million |
| Capital | $382.66 million |
Field of Membership Restrictions
Membership in Tennessee Valley Federal Credit Union is open to those who live, work, volunteer, attend school or worship in Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea and Sequatchie Counties in Tennessee or in Catoosa, Dade and Walker Counties in Georgia.
Deposit Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.30% | $0 | - |
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|
|
Money Market
|
2.50% | $2,500 | $9,999 |
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|
|
Money Market
|
2.55% | $10,000 | $24,999 |
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|
|
Money Market
|
2.70% | $25,000 | $49,999 |
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|
|
Money Market
|
2.95% | $50,000 | $99,999 |
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|
|
Money Market
|
3.00% | $100,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.50% | $1,000 | - |
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|
| 12 Mo CD
|
4.75% | $1,000 | - |
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|
| 18 Mo CD
|
4.50% | $1,000 | - |
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|
| 24 Mo CD
|
4.50% | $1,000 | - |
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|
| 30 Mo CD
|
4.50% | $1,000 | - |
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|
| 60 Mo CD
|
4.50% | $1,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.50% | $0 | - | Learn More |
Loan Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Tennessee Valley
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to Tennessee Valley
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Tennessee Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Tennessee Valley Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 323.32 | A | View Lobby Hours | |
| 343.13 | B | View Lobby Hours | |
| 346.67 | C | View Lobby Hours | |
| 359.03 | D | View Lobby Hours | |
| 360.93 | E | View Lobby Hours | |
| 360.93 | F | View Lobby Hours | |
| 367.89 | G | View Lobby Hours | |
| 384.30 | H | View Lobby Hours | |
| 384.30 | I | View Lobby Hours |
Climate Policy and Initiatives
TENNESSEE VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Tennessee Valley Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Tennessee Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Tennessee Valley | U.S. Average |
|---|---|
| 3.65% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Tennessee Valley had $13,952,011 in non-current loans and $491,450 in owned assets. To cover these potential losses it had $382,664,870 in net worth and $13,045,180 in loans loss reserves. That gives it a Texas Ratio of 3.65%.
Net Worth
| Tennessee Valley | U.S. Average |
|---|---|
| 13.99% | 13.93% |
Tennessee Valley FCU has a net worth of 13.99% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Tennessee Valley
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