Tennessee Members 1st Federal Credit Union
Headquarters
Po Box 6828
Oak Ridge, TN 37831
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2024 Overview
General Credit Union Information
Tennessee Members 1st is an NCUA insured institution located in Oak Ridge, TN. It was founded in 1946 and has approximately $95.92 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5318 |
| Date Established | 1946 |
| Assets | $95.92 million |
| Loans | $42.93 million |
| Deposits | $88.78 million |
| Capital | $10.99 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Anderson, Knox or Roane Counties.
Deposit Rates - November 14, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - November 14, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Tennessee Members 1st
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.391% | 6.250% | 0.50 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 2890 License#: MBMB.850089.000 |
6.618% | 6.500% | 0.88 | $3,949 | $2,023 | Learn More |
NMLS ID: 401822 |
6.692% | 6.500% | 1.00 | $6,400 | $2,023 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
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More Info |
Note to Tennessee Members 1st
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Tennessee Members 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Tennessee Members 1st Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 279.81 | A | View Lobby Hours |
Climate Policy and Initiatives
TENNESSEE MEMBERS 1ST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Tennessee Members 1st Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Tennessee Members 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Tennessee Members 1st | U.S. Average |
|---|---|
| 4.47% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Tennessee Members 1st had $488,002 in non-current loans and $14,111 in owned assets. To cover these potential losses it had $10,994,460 in net worth and $244,256 in loans loss reserves. That gives it a Texas Ratio of 4.47%.
Net Worth
| Tennessee Members 1st | U.S. Average |
|---|---|
| 11.45% | 13.93% |
Tennessee Members 1st FCU has a net worth of 11.45% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Tennessee Members 1st
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