Technology Credit Union

Headquarters

2010 N 1st St
San Jose, CA 95131
See all branch locations →

Phone 800-553-0880

Notable Rates APY Vs.Others
Savings 0.20% 5.50% →
1-Year CD 3.50% 4.65% →
2-Year CD 3.50% 4.25% →
5-Year CD 3.65% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Technology is an NCUA insured institution located in San Jose, CA. It was founded in 1960 and has approximately $4590.03 millions in assets.

Who can join?

You can join if you...

Live, work, worship, or attend school in Santa Clara County, San Mateo County, Alameda County, Contra Costa County, Santa Cruz County, or San Francisco County.

Are an employee of a Tech CU Member Company.

Are a relative of or reside with a current Tech CU member.

NCUA Insured Yes / State-Chartered
Charter Number # # 68383
Date Established 1960
Assets $4,590.03 million
Loans $3,385.34 million
Deposits $3,771.51 million
Capital $515.72 million
 

Field of Membership Restrictions

Membership is open through a membership in the Financial Fitness Association ($8 membership fee). Membership is also open to those who live, work, attend school or worship in Santa Clara, Alameda, San Mateo, Santa Cruz, Contra Costa, or San Francisco Counties and to employees of any of the credit union's TechCU@Work Employer Groups.

Deposit Rates - December 23, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.20% $25 - Learn More
Money Market
0.50% $2,500 $24,999 Learn More
Money Market
0.85% $25,000 $49,999 Learn More
Money Market
1.00% $50,000 $99,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
5 Month
5.00% $1,000 - Learn More
6 Mo CD
2.50% $1,000 $94,999 Learn More
6 Mo CD
2.50% $95,000 - Learn More
9-11 Month
2.75% $1,000 $94,999 Learn More
9-11 Month Jumbo
2.75% $95,000 - Learn More
10 Month Special
5.00% $1,000 - Learn More
12 Mo CD
3.50% $1,000 $94,999 Learn More
12 Mo CD
3.50% $95,000 - Learn More
15 Month Special
5.00% $1,000 - Learn More
17 Month Special
5.25% $1,000 - Learn More
18 Mo CD
3.50% $1,000 $94,999 Learn More
18 Mo CD
3.50% $95,000 - Learn More
24 Mo CD
3.50% $1,000 $94,999 Learn More
24 Mo CD
3.50% $95,000 - Learn More
30 Mo CD
3.50% $1,000 $94,999 Learn More
30 Mo CD
3.50% $95,000 - Learn More
36 Mo CD
3.50% $1,000 $94,999 Learn More
36 Mo CD
3.50% $95,000 - Learn More
48 Mo CD
3.50% $1,000 $94,999 Learn More
48 Mo CD
3.50% $95,000 - Learn More
60 Mo CD
3.65% $1,000 $94,999 Learn More
60 Mo CD
3.65% $95,000 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.10% $1,500 - Learn MoreShow Less

Loan Rates - December 23, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Technology

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.960% 6.875% 0.63 $2,764 $2,103 Learn More
Advantage Lending
NMLS ID: 2592312
License#: RM.805266.000
6.966% 6.875% 0.50 $3,145 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.338% 7.250% 0.88 $2,800 $2,183 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
6.990 %
After Intro: 6.990 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.900 %
After Intro: 7.900 %
$25,000 Learn More
More Info

Note to Technology
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Technology branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

TECHNOLOGY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Technology Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Technology. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Technology U.S. Average
2.82% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Technology had $15,395,764 in non-current loans and $111,524 in owned assets. To cover these potential losses it had $515,715,804 in net worth and $33,745,021 in loans loss reserves. That gives it a Texas Ratio of 2.82%.

Net Worth
Technology U.S. Average
11.29% 13.93%

Technology FCU has a net worth of 11.29% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Technology

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