2024 Overview
General Credit Union Information
Tech is an NCUA insured institution located in Crown Point, IN. It was founded in 1936 and has approximately $531.17 millions in assets.
Who can join?
Membership in Tech Credit Union is available to anyone meeting any of the following criteria:
Anyone living or working in the following communities:
Jasper County, IN
Lake County, IN
Newton County, IN
Porter County, IN
Greater Calumet City, IL area
Grundy County, IL
Joliet, Crest Hill, or Plainfield, IL
Will County, IL
Family members through blood or marriage of current Tech CU members.
Employees and members of qualified Corporate Member groups.
Family members of persons in qualified Corporate Member groups, whether or not the person in the member group is a Tech Credit Union member.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68225 |
| Date Established | 1936 |
| Assets | $531.17 million |
| Loans | $450.68 million |
| Deposits | $473.67 million |
| Capital | $47.75 million |
Field of Membership Restrictions
Membership in Tech Credit Union is open to those who live or work in the Indiana counties of Jasper, Lake, LaPorte, or Newton; the Illinois counties of Grundy or Will; the Illinois cities of Crest Hill, Joliet, or Plainfield; or the greater Calumet City area in Illinois.
Deposit Rates - November 13, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.31% | $100,000 | $199,999 |
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|
Loan Rates - November 13, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Tech
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.865% | 6.750% | 1.00 | $3,775 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Tech
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Branches
Below are Tech branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Tech Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 238.67 | A | View Lobby Hours | |
| 250.55 | B | View Lobby Hours | |
| 250.91 | C | View Lobby Hours | |
| 253.48 | D | View Lobby Hours | |
| 255.91 | E | View Lobby Hours | |
| 262.55 | F | View Lobby Hours | |
| 266.48 | G | View Lobby Hours | |
| 269.96 | H | View Lobby Hours | |
| 293.20 | I | View Lobby Hours |
Climate Policy and Initiatives
TECH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Tech Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Tech. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Tech | U.S. Average |
|---|---|
| 11.37% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Tech had $5,310,661 in non-current loans and $311,603 in owned assets. To cover these potential losses it had $47,754,937 in net worth and $1,703,221 in loans loss reserves. That gives it a Texas Ratio of 11.37%.
Net Worth
| Tech | U.S. Average |
|---|---|
| 8.99% | 13.93% |
Tech FCU has a net worth of 8.99% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Tech
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