2024 Overview
General Credit Union Information
Superior Credit Union, Inc is an NCUA insured institution located in Lima, OH. It was founded in 1954 and has approximately $1717.5 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68665 |
| Date Established | 1954 |
| Assets | $1,717.50 million |
| Loans | $1,029.68 million |
| Deposits | $1,387.27 million |
| Capital | $236.44 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Allen, Putnam, Auglaize, Van Wert, Mercer, Hardin, Defiance, Paulding, Henry, Wood, Hancock, Wyandot, Seneca, Marion, Logan, Union, or Shelby Counties in Ohio.
Deposit Rates - November 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - November 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Superior Credit Union, Inc
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Superior Credit Union, Inc
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Branches
Below are Superior Credit Union, Inc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Superior Credit Union, Inc Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 64.57 | A | View Lobby Hours | |
| 75.99 | B | View Lobby Hours | |
| 78.35 | C | View Lobby Hours | |
| 79.46 | D | View Lobby Hours | |
| 80.74 | E | View Lobby Hours | |
| 80.98 | F | View Lobby Hours | |
| 81.91 | G | View Lobby Hours | |
| 84.35 | H | View Lobby Hours | |
| 92.32 | I | View Lobby Hours | |
| 93.14 | J | View Lobby Hours | |
| 762.50 | K | View Lobby Hours | |
| 817.53 | L | View Lobby Hours | |
| 865.91 | M | View Lobby Hours | |
| 1928.04 | N | View Lobby Hours | |
| 2137.80 | O | View Lobby Hours |
Climate Policy and Initiatives
SUPERIOR CREDIT UNION, INC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Superior Credit Union, Inc Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Superior Credit Union, Inc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Superior Credit Union, Inc | U.S. Average |
|---|---|
| 0.63% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Superior Credit Union, Inc had $1,446,730 in non-current loans and $52,050 in owned assets. To cover these potential losses it had $236,442,244 in net worth and $2,345,991 in loans loss reserves. That gives it a Texas Ratio of 0.63%.
Net Worth
| Superior Credit Union, Inc | U.S. Average |
|---|---|
| 13.76% | 13.93% |
Superior Credit Union, Inc FCU has a net worth of 13.76% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Superior Credit Union, Inc
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