Suncoast Schools Federal Credit Union
Headquarters
6801 E. Hillsborough Ave.
Tampa, FL 33610
See all branch locations →
Phone 1-813-621-7511
2024 Overview
General Credit Union Information
Suncoast Schools is an NCUA insured institution located in Tampa, FL. It was founded in 1978 and has approximately $5479.58 millions in assets.
Who can join?
Employees of public and private schools are eligible.
If you have a child in public school, you may be eligible for membership.
Someone part of a Select Employee Group is eligible to join.
Many people who live or work in the following counties are eligible to join:
Charlotte, Citrus, Collier, Desoto, Glades, Hardee, Hendry, Hernando, Hillsborough, Lee, Levy, Manatee, Pasco, Pinellas, Sumter
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 23042 |
| Date Established | 1978 |
| Assets | $5,479.58 million |
| Loans | $3,771.98 million |
| Deposits | $4,767.10 million |
| Capital | $441.92 million |
Field of Membership Restrictions
SunCoast Credit Union is open to those who live, work, attend school or worship in Citrus, Charlotte, Desoto, Collier, Dixie, Gilchrist, Hardee, Glades, Hendry, Hernando, Hillsborough, Highlands, Levy, Lee, Manatee, Marion, Pascoe, Pinellas, Polk, Sarasota, or Sumter Counties in Florida, and to alumni members of Florida College in Temple Terrace.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
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Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 3.50% | 3.50% | $732.55 | |
| 4 Year | 3.50% | 3.50% | $558.90 | |
| 5 Year | 3.50% | 3.50% | $454.79 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 7 Year Adjustable Conforming See Amortization Table |
7.63% | 6.75% | $2,075.51 | |
| 15 Year Fixed Conforming See Amortization Table |
6.69% | 6.63% | $2,810.46 | |
| 15 Year Fixed Jumbo See Amortization Table |
6.69% | 6.63% | $2,810.46 | |
| 20 Year Fixed Conforming See Amortization Table |
7.30% | 7.25% | $2,529.20 | |
| 20 Year Fixed Jumbo See Amortization Table |
7.30% | 7.25% | $2,529.20 | |
| 30 Year Fixed Jumbo See Amortization Table |
7.28% | 7.25% | $2,182.96 | |
| 30 Year Fixed Conforming See Amortization Table |
7.28% | 7.25% | $2,182.96 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 7 Year Adjustable Conforming See Amortization Table |
7.63% | 6.75% | $2,075.51 | |
| 15 Year Fixed Conforming See Amortization Table |
6.69% | 6.63% | $2,810.46 | |
| 15 Year Fixed Jumbo See Amortization Table |
6.69% | 6.63% | $2,810.46 | |
| 20 Year Fixed Conforming See Amortization Table |
7.30% | 7.25% | $2,529.20 | |
| 20 Year Fixed Jumbo See Amortization Table |
7.30% | 7.25% | $2,529.20 | |
| 30 Year Fixed Jumbo See Amortization Table |
7.28% | 7.25% | $2,182.96 | |
Compare with 6.576% APR and 6.500% 30-Year Fixed RATE from Sebonic
See All Mortgage Rates |
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| 30 Year Fixed Conforming See Amortization Table |
7.28% | 7.25% | $2,182.96 | |
|
Compare with 6.576% APR and 6.500% 30-Year Fixed RATE from Sebonic
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Suncoast Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Suncoast Schools Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
SUNCOAST SCHOOLS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Suncoast Schools Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Suncoast Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Suncoast Schools | U.S. Average |
|---|---|
| 21.45% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Suncoast Schools had $113,337,816 in non-current loans and $12,066,825 in owned assets. To cover these potential losses it had $441,919,948 in net worth and $142,604,259 in loans loss reserves. That gives it a Texas Ratio of 21.45%.
Net Worth
| Suncoast Schools | U.S. Average |
|---|---|
| 8.06% | 13.93% |
Suncoast Schools FCU has a net worth of 8.06% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Suncoast Schools
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