State Employees Credit Union

Headquarters

1611 Calle Lorca
Santa Fe, NM 87505
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

State Employees is an NCUA insured institution located in Santa Fe, NM. It was founded in 1958 and has approximately $1182.69 millions in assets.

Who can join?

You are eligible for membership, if you are:
• A person who works for or has retired from any state, city, or county agency in New Mexico;
• An employee of companies that do contract work for state, city, or county government, including vendors, road builders, maintenance workers, contractors, etc. who contract with or sell to city, state, or county agencies in New Mexico;
• A person who lives or works in Valencia or San Miguel counties;
• A person who has ever been a member of State Employees Credit Union;
• An employee of any publishing or printing company located in Santa Fe, Taos, and Rio Arriba counties (for example, The New Mexican, Outdoor Magazine, and The New Mexico Magazine);
• A Family member of any of the above groups

NCUA Insured Yes / State-Chartered
Charter Number # # 65513
Date Established 1958
Assets $1,182.69 million
Loans $851.88 million
Deposits $1,060.93 million
Capital $125.62 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Valencia or San Miguel counties, are currently employed by, a contract worker with, or retired from any city, county or state agency in New Mexico. Membership is also open to employees of any publishing or printing company located in Santa Fe, Taos, and Rio Arriba counties or any family member of someone who qualifies or is already a member.

Deposit Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for State Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to State Employees
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Advertiser Disclosure

Loan Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for State Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.868% 6.750% 1.00 $3,884 $2,076 Learn More
PADDIO
NMLS ID: 1907
7.181% 7.125% 0.63 $1,802 $2,156 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to State Employees
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

STATE EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

State Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
State Employees U.S. Average
7.68% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, State Employees had $9,362,691 in non-current loans and $744,424 in owned assets. To cover these potential losses it had $125,621,633 in net worth and $5,896,606 in loans loss reserves. That gives it a Texas Ratio of 7.68%.

Net Worth
State Employees U.S. Average
10.6% 13.93%

State Employees FCU has a net worth of 10.6% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for State Employees

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