State Department Federal Credit Union
Headquarters
1630 King Street
Alexandria, VA 22314
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2024 Overview
General Credit Union Information
State Department is an NCUA insured institution located in Alexandria, VA. It was founded in 1935 and has approximately $2845.99 millions in assets.
Who can join?
You may join SDFCU if you are an employee of The Department of State or one of the following organizations.
If you are not eligible to join through any of the listed groups or affiliations, anyone can join SDFCU through the American Consumer Council (ACC), a nonprofit advocacy group.
List of organizations:
https://www.sdfcu.org/join
(List under "who can join?"
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 435 |
| Date Established | 1935 |
| Assets | $2,845.99 million |
| Loans | $1,443.30 million |
| Deposits | $2,287.96 million |
| Capital | $301.80 million |
Field of Membership Restrictions
Membership in State Department Federal Credit Union is open to anyone through joining the American Consumer Council (available when opening an account). Membership is also open to employees of the U.S. State Department or other select organizations and to family of existing members.
Deposit Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $0 | - |
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|
|
Money Market
|
1.21% | $2,000 | $9,999 |
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|
|
Money Market
|
1.21% | $10,000 | $24,999 |
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|
|
Money Market
|
1.21% | $25,000 | - |
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|
|
Premium Money Market Account
|
1.26% | $25,000 | $49,999 |
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|
|
Premium Money Market Account
|
1.51% | $50,000 | $99,999 |
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|
|
Premium Money Market Account
|
2.02% | $100,000 | $249,999 |
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|
|
Premium Money Market Account
|
3.56% | $250,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.75% | $500 | $99,999 |
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|
| 6 Mo CD
|
3.85% | $100,000 | - |
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|
| 12 Mo CD
|
4.37% | $500 | $99,999 |
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|
| 12 Mo CD
|
4.47% | $100,000 | - |
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|
| 15 Months
|
4.37% | $500 | $99,999 |
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|
| 15 Months Jumbo
|
4.58% | $100,000 | - |
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|
| 17 Months Bump Up
|
3.75% | $500 | $99,999 |
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|
| 17 Months Bump Up Jumbo
|
3.85% | $100,000 | - |
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|
| 24 Mo CD
|
4.01% | $500 | $99,999 |
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|
| 24 Mo CD
|
4.11% | $100,000 | - |
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|
| 30 Mo CD
|
3.49% | $500 | $99,999 |
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|
| 30 Mo CD
|
3.60% | $100,000 | - |
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|
| 36 Mo CD
|
3.75% | $500 | $99,999 |
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|
| 36 Mo CD
|
3.96% | $100,000 | - |
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|
| 48 Mo CD
|
3.75% | $500 | $99,999 |
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|
| 48 Mo CD
|
3.85% | $100,000 | - |
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|
| 60 Mo CD
|
3.85% | $500 | $99,999 |
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|
| 60 Mo CD
|
3.96% | $100,000 | - |
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|
Loan Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for State Department
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.879% | 6.750% | 1.00 | $4,432 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
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More Info |
Note to State Department
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are State Department branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
State Department Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 321.59 | A | View Lobby Hours | |
| 322.49 | B | View Lobby Hours | |
| 324.83 | C | View Lobby Hours | |
| 324.83 | D | View Lobby Hours | |
| 325.60 | E | View Lobby Hours | |
| 326.20 | F | View Lobby Hours |
Climate Policy and Initiatives
STATE DEPARTMENT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
State Department Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of State Department. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| State Department | U.S. Average |
|---|---|
| 5.00% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, State Department had $15,302,261 in non-current loans and $90,000 in owned assets. To cover these potential losses it had $301,798,697 in net worth and $6,089,474 in loans loss reserves. That gives it a Texas Ratio of 5.00%.
Net Worth
| State Department | U.S. Average |
|---|---|
| 10.58% | 13.93% |
State Department FCU has a net worth of 10.58% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for State Department
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