Star Usa Federal Credit Union
Headquarters
1 Cantley Dr
Charleston, WV 25314
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2024 Overview
General Credit Union Information
Star Usa is an NCUA insured institution located in Charleston, WV. It was founded in 1936 and has approximately $169.46 millions in assets.
Who can join?
Membership is open to anyone who lives, works, worships or attends school in these West Virginia counties: Kanawha, Raleigh, Fayette, Nicholas, Putnam, Cabell, Wayne and Lawrence County Ohio.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 911 |
| Date Established | 1936 |
| Assets | $169.46 million |
| Loans | $114.38 million |
| Deposits | $140.56 million |
| Capital | $16.40 million |
Field of Membership Restrictions
Membership is open to anyone who lives, works, worships or attends school in these West Virginia counties: Kanawha, Raleigh, Fayette, Nicholas, Putnam, Cabell, Wayne and Lawrence County Ohio.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.05% | $10,000 | $14,999 |
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|
Premium Money Market Account
|
0.05% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.22% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.22% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.38% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.38% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.49% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.49% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Star Usa
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Star Usa
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Branches
Below are Star Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Star Usa Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 110.66 | A | View Lobby Hours | |
| 125.24 | B | View Lobby Hours | |
| 132.35 | C | View Lobby Hours | |
| 163.00 | D | View Lobby Hours | |
| 177.47 | E | View Lobby Hours |
Climate Policy and Initiatives
STAR USA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Star Usa Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Star Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Star Usa | U.S. Average |
|---|---|
| 17.46% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Star Usa had $1,589,622 in non-current loans and $1,315,674 in owned assets. To cover these potential losses it had $16,399,204 in net worth and $239,917 in loans loss reserves. That gives it a Texas Ratio of 17.46%.
Net Worth
| Star Usa | U.S. Average |
|---|---|
| 9.68% | 13.93% |
Star Usa FCU has a net worth of 9.68% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
*All images, logos and public notes on this page appear courtesy of STAR USA and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
Customer Reviews for Star Usa
RaShaun
August 31, 2020 |
Great rates and fast loans
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