St. Louis Community Credit Union
Headquarters
3651 Forest Park Ave
Saint Louis, MO 63108
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2024 Overview
General Credit Union Information
St. Louis Community is an NCUA insured institution located in Saint Louis, MO. It was founded in 1942 and has approximately $418.31 millions in assets.
Who can join?
Membership in St. Louis Community Credit Union is open to anyone who lives or works in St. Louis City and St. Louis County in Missouri and St. Clair, Madison, Monroe, and Jersey Counties in Illinois.
Membership is also open to relatives of existing St. Louis Community members – including your spouse and children, parents, brothers and sisters, grandparents and grandchildren, aunts and uncles, nieces and nephews, first cousins and legal guardians, as well as step, in-law and legally adoptive relationships.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60400 |
| Date Established | 1942 |
| Assets | $418.31 million |
| Loans | $216.72 million |
| Deposits | $356.81 million |
| Capital | $63.83 million |
Field of Membership Restrictions
Membership is open to those who live or work in the city of St. Louis and St. Louis County in Missouri, and Madison, St. Clair, Jersey and Monroe Counties in Illinois.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for St. Louis Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to St. Louis Community
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Branches
Below are St. Louis Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
St. Louis Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 392.49 | A | View Lobby Hours | |
| 392.96 | B | View Lobby Hours | |
| 394.39 | C | View Lobby Hours | |
| 394.75 | D | View Lobby Hours | |
| 394.87 | E | View Lobby Hours | |
| 396.74 | F | View Lobby Hours | |
| 396.93 | G | View Lobby Hours | |
| 397.29 | H | View Lobby Hours | |
| 398.39 | I | View Lobby Hours | |
| 398.57 | J | View Lobby Hours | |
| 398.83 | K | View Lobby Hours |
Climate Policy and Initiatives
ST. LOUIS COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
St. Louis Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of St. Louis Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| St. Louis Community | U.S. Average |
|---|---|
| 9.02% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, St. Louis Community had $5,981,756 in non-current loans and $181,884 in owned assets. To cover these potential losses it had $63,828,208 in net worth and $4,467,698 in loans loss reserves. That gives it a Texas Ratio of 9.02%.
Net Worth
| St. Louis Community | U.S. Average |
|---|---|
| 15.26% | 13.93% |
St. Louis Community FCU has a net worth of 15.26% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for St. Louis Community
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