Springfield City Employees Credit Union

Headquarters

300 S 7th St Ste B4
Springfield, IL 62701
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Springfield City Employees is an NCUA insured institution located in Springfield, IL. It was founded in 1958 and has approximately $11.68 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 65424
Date Established 1958
Assets $11.68 million
Loans $7.70 million
Deposits $9.74 million
Capital $1.93 million
 

Deposit Rates - November 18, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Springfield City Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Springfield City Employees
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Advertiser Disclosure

Loan Rates - November 18, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Springfield City Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Springfield City Employees
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Springfield City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Springfield City Employees Locations around zip code 43085


BranchDistance Map View Lobby Hours

Main

352.50 A View Lobby Hours


Climate Policy and Initiatives

SPRINGFIELD CITY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Springfield City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Springfield City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Springfield City Employees U.S. Average
0.49% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Springfield City Employees had $9,558 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,933,679 in net worth and $31,388 in loans loss reserves. That gives it a Texas Ratio of 0.49%.

Net Worth
Springfield City Employees U.S. Average
16.53% 13.93%

Springfield City Employees FCU has a net worth of 16.53% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Springfield City Employees

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