Southern Chautauqua Federal Credit Union

Headquarters

168 E Fairmount Ave
Lakewood, NY 14750
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.15% 4.65% →
2-Year CD 0.22% 4.25% →
5-Year CD 0.35% 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Southern Chautauqua is an NCUA insured institution located in Lakewood, NY. It was founded in 1954 and has approximately $151.23 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9107
Date Established 1954
Assets $151.23 million
Loans $116.16 million
Deposits $126.58 million
Capital $23.13 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, do business and any other entities in Chautauqua County, New York.

Deposit Rates - December 16, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.22% $10,000 $14,999 Learn More
24 Mo CD
0.22% $100,000 $199,999 Learn More
36 Mo CD
0.25% $10,000 $14,999 Learn More
36 Mo CD
0.25% $100,000 $199,999 Learn More
48 Mo CD
0.28% $10,000 $14,999 Learn More
48 Mo CD
0.28% $100,000 $199,999 Learn More
60 Mo CD
0.35% $10,000 $14,999 Learn More
60 Mo CD
0.35% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less

Loan Rates - December 16, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Southern Chautauqua

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.459% 6.375% 0.50 $2,810 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.716% 6.625% 0.75 $3,023 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.212% 7.125% 0.88 $2,800 $2,156 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.750 %
After Intro: 7.750 %
$25,000 Learn More
More Info

Note to Southern Chautauqua
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Southern Chautauqua branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Southern Chautauqua Locations around zip code 43085


BranchDistance Map View Lobby Hours

Clymer

228.37 A View Lobby Hours

Lakewood

244.76 B View Lobby Hours

JCC

249.60 C View Lobby Hours

Brocton

252.35 D View Lobby Hours

Cherry Creek

262.20 E View Lobby Hours

Jamestown

529.60 F View Lobby Hours


Climate Policy and Initiatives

SOUTHERN CHAUTAUQUA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Southern Chautauqua Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southern Chautauqua. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southern Chautauqua U.S. Average
8.63% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Southern Chautauqua had $2,171,143 in non-current loans and $24,929 in owned assets. To cover these potential losses it had $23,133,853 in net worth and $2,321,764 in loans loss reserves. That gives it a Texas Ratio of 8.63%.

Net Worth
Southern Chautauqua U.S. Average
15.3% 13.93%

Southern Chautauqua FCU has a net worth of 15.3% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Southern Chautauqua

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