Southeast Financial Credit Union
Headquarters
220 South Royal Oaks
Franklin, TN 37064
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2024 Overview
General Credit Union Information
Southeast Financial is an NCUA insured institution located in Franklin, TN. It was founded in 1936 and has approximately $466.26 millions in assets.
Who can join?
Join by Employer
If you are an employee of one of our Select Employee Groups (SEGs), you can apply for membership.
Join by Community
Call Member Services at 615.743.3700 or 800.521.9653 to see if the community where you live, work, worship, attend school or volunteer is eligible for Southeast Financial membership.
Join the ASMT
Call Member Services at 615.743.3700 or 800.521.9653 and make a $5.00 donation to the Autism Society of Middle Tennessee to automatically qualify for Southeast Financial membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68599 |
| Date Established | 1936 |
| Assets | $466.26 million |
| Loans | $384.27 million |
| Deposits | $424.33 million |
| Capital | $36.67 million |
Field of Membership Restrictions
Membership is open to anyone through a $5 donation to Autism Tennessee (can be done through the credit union). Membership is also open to employees of the Select Employer Groups.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Southeast Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Southeast Financial
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Southeast Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Southeast Financial Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 275.51 | A | View Lobby Hours | |
| 283.91 | B | View Lobby Hours | |
| 318.75 | C | View Lobby Hours | |
| 329.72 | D | View Lobby Hours | |
| 329.98 | E | View Lobby Hours | |
| 332.80 | F | View Lobby Hours | |
| 337.91 | G | View Lobby Hours | |
| 345.80 | H | View Lobby Hours | |
| 361.16 | I | View Lobby Hours | |
| 427.19 | J | View Lobby Hours | |
| 455.19 | K | View Lobby Hours | |
| 491.54 | L | View Lobby Hours | |
| 492.61 | M | View Lobby Hours |
Climate Policy and Initiatives
SOUTHEAST FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Southeast Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Southeast Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Southeast Financial | U.S. Average |
|---|---|
| 8.70% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Southeast Financial had $3,062,020 in non-current loans and $371,982 in owned assets. To cover these potential losses it had $36,673,751 in net worth and $2,798,696 in loans loss reserves. That gives it a Texas Ratio of 8.70%.
Net Worth
| Southeast Financial | U.S. Average |
|---|---|
| 7.86% | 13.93% |
Southeast Financial FCU has a net worth of 7.86% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Southeast Financial
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