South Towns Community Federal Credit Union
Our records indicate that this credit union has been acquired by ONE CREDIT UNION OF NY.
Headquarters
3040 S Park Ave
Lackawanna, NY 14218
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2024 Overview
General Credit Union Information
South Towns Community is an NCUA insured institution located in Lackawanna, NY. It was founded in 1967 and has approximately $18.69 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 17891 |
| Date Established | 1967 |
| Assets | $18.69 million |
| Loans | $7.13 million |
| Deposits | $17.21 million |
| Capital | $1.42 million |
Deposit Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for South Towns Community
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Loan Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for South Towns Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.584% | 6.500% | 0.50 | $2,810 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.866% | 6.750% | 1.00 | $3,801 | $2,076 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to South Towns Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are South Towns Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
South Towns Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 296.50 | A | View Lobby Hours |
Climate Policy and Initiatives
SOUTH TOWNS COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
South Towns Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of South Towns Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| South Towns Community | U.S. Average |
|---|---|
| 0.09% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, South Towns Community had $1,257 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,416,316 in net worth and $32,724 in loans loss reserves. That gives it a Texas Ratio of 0.09%.
Net Worth
| South Towns Community | U.S. Average |
|---|---|
| 7.58% | 13.93% |
South Towns Community FCU has a net worth of 7.58% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for South Towns Community
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