South Bend Transit Federal Credit Union
Headquarters
1401 S Lafayette Blvd Ste 100
South Bend, IN 46613
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2024 Overview
General Credit Union Information
South Bend Transit is an NCUA insured institution located in South Bend, IN. It was founded in 1941 and has approximately $3.46 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 4487 |
| Date Established | 1941 |
| Assets | $3.46 million |
| Loans | $2.22 million |
| Deposits | $2.54 million |
| Capital | $0.92 million |
Deposit Rates - November 19, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for South Bend Transit
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Loan Rates - November 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for South Bend Transit
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.869% | 6.750% | 1.00 | $3,897 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to South Bend Transit
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Branches
Below are South Bend Transit branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
South Bend Transit Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
|
Emil "Lucky" Reznik Administration, Maintenance and Operations Facility |
208.69 | A | View Lobby Hours |
Climate Policy and Initiatives
SOUTH BEND TRANSIT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
South Bend Transit Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of South Bend Transit. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| South Bend Transit | U.S. Average |
|---|---|
| 14.01% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, South Bend Transit had $132,447 in non-current loans and $0 in owned assets. To cover these potential losses it had $919,515 in net worth and $25,724 in loans loss reserves. That gives it a Texas Ratio of 14.01%.
Net Worth
| South Bend Transit | U.S. Average |
|---|---|
| 26.56% | 13.93% |
South Bend Transit FCU has a net worth of 26.56% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for South Bend Transit
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