Signature Federal Credit Union
Headquarters
12 Herbert St
Alexandria, VA 22305
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2024 Overview
General Credit Union Information
Signature is an NCUA insured institution located in Alexandria, VA. It was founded in 1970 and has approximately $454.92 millions in assets.
Who can join?
In order to open an account with NAPUS Federal Credit Union, you must be in one of the following eligibility categories:
Employees of the United States Postal Service whose job title is Postmaster, Postmaster Relief (PMR), Supervisor, or Officer in Charge (OIC)
Marymount University Alumni Association Members and Alumni
Immediate family members of NAPUS Federal Credit Union members
Household members of NAPUS Federal Credit Union members
Employees of Select Associations
If you are not Eligible for NAPUS Federal Credit Union membership through one of the groups listed above, you can become eligible through our partnership with the American Consumer Council (ACC). When you join the ACC, you are eligible for membership at NAPUS FCU, too. Membership in the ACC is free.
An immediate family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, stepchild, stepparent, stepsibling, and adopted child.
A household member is defined as: persons living in the same residence and who maintain a single economic unit. This includes any person who is a permanent member of and participates in the maintenance of the household.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 20061 |
| Date Established | 1970 |
| Assets | $454.92 million |
| Loans | $359.01 million |
| Deposits | $373.57 million |
| Capital | $43.76 million |
Field of Membership Restrictions
Membership is open to employees of the United States Postal Service whose job title is Postmaster, Postmaster Relief, Supervisor, or Officer in Charge. Membership is also open to residents of Del Ray and Alexandria, Virginia through the American Consumer Council and to employees of select organizations.
Deposit Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $100 | - |
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|
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Money Market
|
1.00% | $500 | - |
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|
|
Money Market
|
1.10% | $10,000 | - |
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|
|
Money Market
|
1.35% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month
|
4.60% | $500 | - |
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|
| 6 Month
|
4.50% | $500 | - |
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|
| 9 Month
|
4.10% | $500 | - |
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|
| 12 Month
|
4.00% | $500 | - |
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|
| 18 Month
|
3.95% | $500 | - |
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|
| 24 Month
|
3.75% | $500 | - |
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|
| 3 Year
|
3.40% | $500 | - |
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|
| 4 Year
|
3.45% | $500 | - |
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|
| 5 Year
|
3.50% | $500 | - |
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|
Loan Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Signature
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Signature
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Branches
Below are Signature branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Signature Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 324.24 | A | View Lobby Hours |
Climate Policy and Initiatives
SIGNATURE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Signature Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Signature. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Signature | U.S. Average |
|---|---|
| 4.72% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Signature had $1,565,468 in non-current loans and $565,158 in owned assets. To cover these potential losses it had $43,762,349 in net worth and $1,371,009 in loans loss reserves. That gives it a Texas Ratio of 4.72%.
Net Worth
| Signature | U.S. Average |
|---|---|
| 9.62% | 13.93% |
Signature FCU has a net worth of 9.62% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Signature
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