1351 Harter Parkway
Yuba City, CA 95993
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Sierra Central is an NCUA insured institution located in Yuba City, CA. It was founded in 1955 and has approximately $1434.71 millions in assets.
Who can join?
Anyone who lives or works within 25 miles of a Sierra Central branch may open an account. With 15 branches spread throughout Northern California, most people who live in the area from Placerville to the south and Mt. Shasta to the north will have a nearby branch. Additionally, Sierra Central membership is made available by a large number of businesses and organizations as an employee benefit.
Once you become a member, your spouse, children, parents, in-laws, grandparents, grandchildren, brothers, sisters, aunts, uncles, nieces and nephews can also join. (Immediate family members of a member are also eligible to join).
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 68053 |
Date Established | 1955 |
Assets | $1,434.71 million |
Loans | $1,036.05 million |
Deposits | $1,282.40 million |
Capital | $144.00 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.05% | $2,500 | $4,999 |
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|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.21% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.05% | $1 | $499 | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Sierra Central
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Sierra Central
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Sierra Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
952.60 | A | View Lobby Hours | |
2007.26 | B | View Lobby Hours | |
2007.60 | C | View Lobby Hours | |
2016.60 | D | View Lobby Hours | |
2020.19 | E | View Lobby Hours | |
2029.72 | F | View Lobby Hours | |
2035.79 | G | View Lobby Hours | |
2044.16 | H | View Lobby Hours | |
2046.12 | I | View Lobby Hours | |
2047.60 | J | View Lobby Hours | |
2047.96 | K | View Lobby Hours | |
2048.15 | L | View Lobby Hours | |
2058.58 | M | View Lobby Hours | |
2078.22 | N | View Lobby Hours | |
2079.78 | O | View Lobby Hours | |
2086.68 | P | View Lobby Hours | |
2088.08 | Q | View Lobby Hours |
SIERRA CENTRAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Sierra Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Sierra Central | U.S. Average |
---|---|
4.90% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Sierra Central had $5,993,050 in non-current loans and $1,359,955 in owned assets. To cover these potential losses it had $143,999,609 in net worth and $6,076,615 in loans loss reserves. That gives it a Texas Ratio of 4.90%.
Sierra Central | U.S. Average |
---|---|
9.99% | 13.93% |
Sierra Central FCU has a net worth of 9.99% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Sierra Central
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