Shell Western States Federal Credit Union

Headquarters

1700 Pacheco Blvd
Martinez, CA 94553
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Shell Western States is an NCUA insured institution located in Martinez, CA. It was founded in 1947 and has approximately $73.96 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5484
Date Established 1947
Assets $73.96 million
Loans $47.71 million
Deposits $63.07 million
Capital $9.75 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Martinez and Pacheco.

Deposit Rates - November 18, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Shell Western States

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Advertiser Disclosure

Loan Rates - November 18, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Shell Western States

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.596% 6.500% 0.63 $3,210 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.868% 6.750% 1.00 $3,884 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Shell Western States
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Branches

Below are Shell Western States branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Shell Western States Locations around zip code 43085


BranchDistance Map View Lobby Hours

Delta Schools FCU

2058.81 A View Lobby Hours

Corporate Office

2078.13 B View Lobby Hours


Climate Policy and Initiatives

SHELL WESTERN STATES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Shell Western States Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Shell Western States. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Shell Western States U.S. Average
2.67% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Shell Western States had $246,982 in non-current loans and $16,126 in owned assets. To cover these potential losses it had $9,750,956 in net worth and $117,725 in loans loss reserves. That gives it a Texas Ratio of 2.67%.

Net Worth
Shell Western States U.S. Average
13.16% 13.93%

Shell Western States FCU has a net worth of 13.16% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Shell Western States

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