Shell-fir Federal Credit Union

Headquarters

Po Box 496
Shelley, ID 83274
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Shell-fir is located in Shelley, Id. It was founded in 1965 and has approximately $0.95 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 82539
Date Established 1965
Assets $0.95 million
Loans $0.60 million
Deposits $0.87 million
Capital $0.08 million
 

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Shell-fir

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Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Shell-fir

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.955% 6.875% 0.63 $2,594 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Shell-fir
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Shell-fir branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Shell-fir Locations around zip code 43085


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Climate Policy and Initiatives

SHELL-FIR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Shell-fir Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Shell-fir. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Shell-fir U.S. Average
22.09% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Shell-fir had $19,315 in non-current loans and $0 in owned assets. To cover these potential losses it had $78,843 in net worth and $8,589 in loans loss reserves. That gives it a Texas Ratio of 22.09%.

Net Worth
Shell-fir U.S. Average
8.28% 13.93%

Shell-fir FCU has a net worth of 8.28% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Shell-fir

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