2024 Overview
General Credit Union Information
Self-help is an NCUA insured institution located in Durham, NC. It was founded in 1983 and has approximately $1805.42 millions in assets.
Who can join?
There are two ways to become a member:
1. Apply for free membership if you live, work, worship, or attend school in any of the following North Carolina counties: Brunswick, Buncombe, Forsyth, Greene, Guilford, Haywood, Henderson, Jackson, Lenoir, New Hanover, Polk, Scotland, Transylvania, Wilson. (Eligibility extends to immediate family of members.)
2. Apply for mission supportive membership by joining our founding charitable sponsor, the Center for Community Self-Help, for a one-time $5 fee.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66258 |
| Date Established | 1983 |
| Assets | $1,805.42 million |
| Loans | $1,575.04 million |
| Deposits | $1,258.94 million |
| Capital | $499.29 million |
Field of Membership Restrictions
Membership in Self-Help Credit Union is open to anyone through joining the Center for Community Self-Help ($5 membership fee). Membership is also open to those live, work, worship, or attend school in Washington, Hyde, Beaufort, or over other 40 counties in North Carolina.
Deposit Rates - November 2, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.30% | $0 | - |
Learn More
|
|
Money Market
|
3.36% | $500 | - |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $500 | - |
Learn More
|
| 12 Mo CD
|
3.87% | $500 | - |
Learn More
|
| 18 Mo CD
|
3.87% | $500 | - |
Learn More
|
| 24 Mo CD
|
3.67% | $500 | - |
Learn More
|
| 36 Mo CD
|
3.35% | $500 | - |
Learn More
|
| 48 Mo CD
|
3.35% | $500 | - |
Learn More
|
| 60 Mo CD
|
3.35% | $500 | - |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
3.87% | $0 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.10% | $0 | - | Learn More |
Loan Rates - November 2, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Self-help
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.987% | 6.875% | 0.88 | $3,654 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to Self-help
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Self-help branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Self-help Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 253.48 | A | View Lobby Hours | |
| 300.25 | B | View Lobby Hours | |
| 302.67 | C | View Lobby Hours | |
| 309.47 | D | View Lobby Hours | |
| 313.43 | E | View Lobby Hours | |
| 318.65 | F | View Lobby Hours | |
| 321.92 | G | View Lobby Hours | |
| 323.01 | H | View Lobby Hours | |
| 324.55 | I | View Lobby Hours | |
| 349.58 | J | View Lobby Hours | |
| 373.54 | K | View Lobby Hours | |
| 396.42 | L | View Lobby Hours | |
| 404.65 | M | View Lobby Hours | |
| 421.72 | N | View Lobby Hours | |
| 479.17 | O | View Lobby Hours | |
| 479.87 | P | View Lobby Hours |
Climate Policy and Initiatives
SELF-HELP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Self-help Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Self-help. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Self-help | U.S. Average |
|---|---|
| 3.01% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Self-help had $15,449,005 in non-current loans and $153,477 in owned assets. To cover these potential losses it had $499,291,433 in net worth and $19,711,981 in loans loss reserves. That gives it a Texas Ratio of 3.01%.
Net Worth
| Self-help | U.S. Average |
|---|---|
| 27.36% | 13.93% |
Self-help FCU has a net worth of 27.36% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Self-help
Asheville Saver
December 30, 2018 |
Best financial institution in NC. Highest rates on savings and is involved with helping their customers and the communities they operate in.
Is this review helpful? Yes:0 / No: 0
Add Your Review
or use your BestCashCow account