Selco Community Credit Union

Headquarters

P.o. Box 7487
Springfield, OR 97475
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.60% 4.80% →
2-Year CD 0.80% 4.25% →
5-Year CD 1.15% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Selco Community is an NCUA insured institution located in Springfield, OR. It was founded in 1936 and has approximately $2765.06 millions in assets.

Who can join?

Anyone who lives or works in Benton, Baker, Clackamas, Coos, Crook, Curry, Deschutes, Douglas, Grant, Harney, Hood River, Jackson, Jefferson, Josephine, Klamath, Lake, Lane, Lincoln, Linn, Malheur, Marion, Multnomah, Polk, Wasco, Washington, or Yamhill County is eligible to join SELCO Community Credit Union.

Membership at SELCO is open to family members of SELCO account holders and those who are family members of someone who may be eligible to have an account at SELCO (even if they are not a member). This includes: spouses, parents, grandparents, children, stepchildren, grandchildren, brothers, half-brothers, sisters, half-sisters, uncles, aunts, in-laws, and domestic partners (as defined below). Membership is also open to spouses of persons who died while within the field of membership of SELCO Community Credit Union.

Membership is also offered to domestic partners of a member. Two people who have verbally acknowledged the following circumstances: (1) They share the same regular and permanent residence; (2) They have a close, personal relationship; (3) They have agreed to be jointly responsible for basic living expenses and for one another's common welfare.

All businesses located in any of our qualifying counties are eligible for membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 63196
Date Established 1936
Assets $2,765.06 million
Loans $1,926.26 million
Deposits $2,474.59 million
Capital $308.65 million
 

Field of Membership Restrictions

Membership in Selco Community Credit Union is open to those who live or work in Baker, Benton, Coos, Clackamas, Crook, Curry, Deschutes, Douglas, Grant, Harney, Hood River, Jackson, Jefferson, Josephine, Klamath, Lake, Lane, Lincoln, Linn, Malheur, Marion, Multnomah, Polk, Wasco, Washington, or Yamhill Counties in Oregon.

Deposit Rates - November 15, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 15, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Selco Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.596% 6.500% 0.63 $3,210 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.868% 6.750% 1.00 $3,884 $2,076 Learn More
AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000
6.999% 6.875% 1.00 $4,051 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Selco Community
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Selco Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Selco Community Locations around zip code 43085




Climate Policy and Initiatives

SELCO COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Selco Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Selco Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Selco Community U.S. Average
2.00% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Selco Community had $5,291,056 in non-current loans and $1,145,943 in owned assets. To cover these potential losses it had $308,645,321 in net worth and $12,755,884 in loans loss reserves. That gives it a Texas Ratio of 2.00%.

Net Worth
Selco Community U.S. Average
11.16% 13.93%

Selco Community FCU has a net worth of 11.16% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Selco Community

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