Securityplus Federal Credit Union

Headquarters

7135 Windsor Blvd
Baltimore, MD 21244
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 1.00% 4.80% →
2-Year CD 1.76% 4.25% →
5-Year CD 2.01% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Securityplus is an NCUA insured institution located in Baltimore, MD. It was founded in 1938 and has approximately $567.91 millions in assets.

Who Can Join?

If you are employed by or are retired from the Credit Union's core common bond sponsor groups (SSA and CMS), or any of their select employee groups, or if you live, work, worship, or go to school in the City of Baltimore, or are related to someone who meets these membership qualifications, then you and your immediate family and/or household members may be eligible to join Securityplus FCU.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2769
Date Established 1938
Assets $567.91 million
Loans $406.45 million
Deposits $491.50 million
Capital $60.30 million
 

Field of Membership Restrictions

Membership is open to anyone through membership in the American Consumer Council. Membership is also open to those who live, work, worship or attend school in the City of Baltimore, employed by or retired from one of the credit union's sponsor groups, or are immediate family of those eligible.

Deposit Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.10% $0 - Learn More
Money Market
0.10% $1,500 - Learn More
Money Market
0.15% $5,000 $49,999 Learn More
Money Market
0.20% $50,000 $249,999 Learn More
Premium Money Market Account
0.25% $250,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month
0.40% $1,000 $50,000 Learn More
6 Mo CD
0.60% $1,000 $50,000 Learn More
12 Mo CD
1.00% $1,000 $50,000 Learn More
24 Mo CD
1.76% $1,000 $50,000 Learn More
36 Mo CD
2.01% $1,000 $50,000 Learn More
48 Mo CD
2.01% $1,000 $50,000 Learn More
60 Mo CD
2.01% $1,000 $50,000 Learn More

Loan Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Securityplus

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.868% 6.750% 1.00 $3,884 $2,076 Learn More
PADDIO
NMLS ID: 1907
7.181% 7.125% 0.63 $1,802 $2,156 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Securityplus
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Securityplus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Securityplus Locations around zip code 43085




Climate Policy and Initiatives

SECURITYPLUS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Securityplus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Securityplus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Securityplus U.S. Average
7.74% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Securityplus had $4,909,581 in non-current loans and $23,706 in owned assets. To cover these potential losses it had $60,301,580 in net worth and $3,453,135 in loans loss reserves. That gives it a Texas Ratio of 7.74%.

Net Worth
Securityplus U.S. Average
10.6% 13.93%

Securityplus FCU has a net worth of 10.6% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Securityplus

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