Security Service Federal Credit Union
Headquarters
Po Box 691510
San Antonio, TX 78269
See all branch locations →
Phone 1-210-476-4000
Reviewed by long time disgruntled | November 5, 2023 |
I am a 30 year customer at this institution. Recently applied for a CD funded by money already in the system different account. 10 days later has still not been processed. Multiple calls no solution, at this time closing accounts. Very sad but in today's world I am just another account number.
2024 Overview
General Credit Union Information
Security Service is an NCUA insured institution located in San Antonio, TX. It was founded in 1956 and has approximately $13492.8 millions in assets.
Who can join?
Those eligible to become members include:
Military or Department of Defense
TX - Civil Service employees or military personnel assigned to:
Air Intelligence Agency or 8 AF/CD-IO Lackland AFB.
US Government assigned to Detachment 2, 2762 Logistics Squadron, Majors Field, and Greenville, Texas.
Red River Arsenal, Camp Stanley Area, US Army Ordinance Depot in San Antonio, Texas.
Defense Commissary Agency (DeCA) at Kelly Air Force Base.
Members of the U.S. Armed Forces, active or retired, or their dependents or dependent survivors or civilian employees of the Department of Defense or their dependents or dependent survivors, who are eligible by law or regulations to receive and are receiving benefits or services from Headquarters Air Intelligence, Surveillance, and Reconnaissance Agency (Air Force ISR Agency) (formerly Air Intelligence Agency), Kelly Air Force Base, San Antonio, Texas.
Department of Defense stationed in Cakmakli, Ismir, Karamursel, Sinop, Ankara, Incirlik, or Pirincilik, Turkey.
Federal and State employees associated with the Air National Guard in San Antonio, Texas.
Areas and Associations throughout Texas:
BOERNE Persons who live, work or worship in the "Low-income community" of Boerne, Texas.
MEDINA COUNTY Persons who live, work, worship or attend school in, and businesses and other legal entitles located in Medina County.
ATASCOSA COUNTY Persons who live, work, worship or attend school in, and businesses and other legal entitles located in Atascosa County.
UVALDE COUNTY Persons who live, work, worship or attend school in, and businesses and other legal entitles located in Uvalde County.
SOUTH BEXAR COUNTY Persons who live, work, worship or attend school in, and businesses and other legal entitles located in South Bexar County.
INSIDE LOOP 410 Persons who live, work, worship or attend school in, and businesses and other legal entities located inside Loop 410 in San Antonio, Texas.
CORPUS CHRISTI, MSA Persons who live, work, worship or attend school in, and businesses and other legal entities located in the Aransas, San Patricio and Nueces counties located in the South Texas area.
CAMERON COUNTY Persons who live, work, worship or attend school in, and businesses and other legal entities in Cameron County located in the South Texas area.
HIDALGO COUNTY Persons who live, work, worship or attend school in, and businesses and other legal entities in Hidalgo County located in the South Texas area.
EL PASO COUNTY, TEXAS
Persons who live, work, worship, attend school in, and businesses and other legal entities located in El Paso County, Texas. Excluding the country of Mexico, and New Mexico.
Catholic Churches in Texas
Registered members of the Catholic Church in the Diocese of Corpus Christi in one of the following counties: Aransas, Bee, Brooks, Duval, Jim Wells, Kenedy, Kleberg, Live Oak, McMullen, Nueces, San Patricio.
Registered members of the Catholic Church in the Diocese of Laredo in one of the following counties: Jim Hogg, Webb, Zapata.
Methodist Churches in Southwest Texas Members, active or retired ministerial members, employees, approved Supply Pastors, Certified Directors or Deaconesses of the Southwest Texas Conference & the Rio Grande Conference.
50 Plus Club, Inc.
Anyone who becomes a member of the 50 Plus Club is eligible to join the credit union. The individual must pay a onetime association fee of $1.00 to join the club, be 50 years of age or older and must live in one of the following counties:
Texas - Atascosa, Bexar, Dimmit, Edwards, Medina, Real, Uvalde, or Zavala
UTSA Alumni Association Only members of the UTSA Alumni Association in San Antonio. Associate members do not qualify.
For ways to join in Utah or Colorado
https://www.ssfcu.org/en-us/services/join/Pages/default.aspx?cm_sp=Navigation-_-Main-_-Join%20SSFCU:%20Index
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 11065 |
| Date Established | 1956 |
| Assets | $13,492.80 million |
| Loans | $11,331.00 million |
| Deposits | $10,235.09 million |
| Capital | $1,479.00 million |
Field of Membership Restrictions
Membership in Security Service Federal Credit Union is open to those who live, work, volunteer, worship, attend school, or business located in select areas of Texas (San Antonio, Austin, El Paso, Rio Grande Valley, Corpus Christi), Colorado (Denver, Colorado Springs, Pueblo, Fort Collins, Loveland, Boulder, Broomfield), or Utah (Salt Lake and Utah counties). Membership is also open to employees of the Department of Defense at specific military bases.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $0 | - |
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|
| Club Account
|
0.05% | $5 | - |
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|
|
Money Market
|
0.05% | $0 | $10,000 |
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|
|
Money Market
|
0.05% | $10,001 | $25,000 |
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|
|
Money Market
|
0.10% | $25,001 | $50,000 |
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|
|
Money Market
|
0.40% | $50,001 | $100,000 |
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|
|
Money Market
|
0.40% | $100,001 | $250,000 |
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|
|
Money Market
|
0.50% | $250,001 | - |
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|
|
Premium Money Market Account
|
2.53% | $0 | $25,000 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
1.40% | $500 | $24,999 |
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|
| 6 Month
|
1.45% | $25,000 | $49,999 |
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|
| 6 Month
|
1.50% | $50,000 | $99,999 |
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|
| 7 Month
|
4.25% | $500 | $24,999 |
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|
| 7 Month
|
4.30% | $25,000 | $49,999 |
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|
| 7 Month
|
4.35% | $50,000 | $99,999 |
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|
| 12 Mo CD
|
2.15% | $500 | $24,999 |
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|
| 1 Year Future Builder Certificate
|
2.95% | $25,000 | $49,999 |
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|
| 1 Year Future Builder Certificate
|
3.00% | $50,000 | $99,999 |
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|
| 15 Month
|
4.00% | $500 | $24,999 |
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|
| 15 Month
|
4.05% | $25,000 | $49,999 |
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|
| 15 Month
|
4.10% | $50,000 | $99,999 |
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|
| 24 Mo CD
|
2.40% | $500 | $24,999 |
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|
| 2 Year
|
2.45% | $25,000 | $49,999 |
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|
| 2 Year
|
2.50% | $50,000 | $99,999 |
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|
| 30 Month
|
3.50% | $500 | $24,999 |
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|
| 30 Month
|
3.55% | $25,000 | $49,999 |
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|
| 30 Month
|
3.60% | $50,000 | $99,999 |
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|
| 36 Mo CD
|
2.90% | $500 | $24,999 |
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|
| 3 Year
|
2.95% | $25,000 | $49,999 |
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|
| 3 Year
|
3.00% | $50,000 | $99,999 |
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|
| 60 Mo CD
|
3.90% | $500 | $24,999 |
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|
| 5 Year
|
3.95% | $25,000 | $49,999 |
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|
| 5 Year
|
4.00% | $50,000 | $99,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.05% | $0 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $0 | $9,999 | Learn More |
| INTCK
|
0.05% | $10,000 | $24,999 | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
5.50% | 5.50% | Varies | |
Compare with 7.24 RATE Line of Credit from Third Federal Savings and Loan
See All Home Equity Rates |
||||
| 10 Year Loan
See Table |
5.91% | 5.91% | $1,105.84 | |
| 15 Year Loan
See Table |
6.61% | 6.61% | $877.17 | |
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 4.50% | 4.50% | $743.67 | |
| 4 Year | 4.50% | 4.50% | $570.09 | |
| 5 Year | 4.50% | 4.50% | $466.08 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
6.97% | 6.88% | $2,853.93 | |
| 30 Year Fixed Conforming See Amortization Table |
7.43% | 7.38% | $2,210.16 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
6.97% | 6.88% | $2,853.93 | |
| 30 Year Fixed Conforming See Amortization Table |
7.43% | 7.38% | $2,210.16 | |
Compare with 6.494% APR and 6.375% 30-Year Fixed RATE from District Lending
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Security Service branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Security Service Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 97.99 | A | View Lobby Hours | |
| 1081.15 | B | View Lobby Hours | |
| 1084.24 | C | View Lobby Hours | |
| 1086.58 | D | View Lobby Hours | |
| 1088.15 | E | View Lobby Hours | |
| 1089.57 | F | View Lobby Hours | |
| 1090.93 | G | View Lobby Hours | |
| 1092.36 | H | View Lobby Hours | |
| 1092.37 | I | View Lobby Hours | |
| 1093.30 | J | View Lobby Hours | |
| 1094.13 | K | View Lobby Hours | |
| 1094.38 | L | View Lobby Hours | |
| 1095.11 | M | View Lobby Hours | |
| 1095.32 | N | View Lobby Hours | |
| 1098.03 | O | View Lobby Hours | |
| 1098.35 | P | View Lobby Hours | |
| 1099.32 | Q | View Lobby Hours | |
| 1100.52 | R | View Lobby Hours | |
| 1101.70 | S | View Lobby Hours | |
| 1102.74 | T | View Lobby Hours | |
| 1102.92 | U | View Lobby Hours | |
| 1104.11 | V | View Lobby Hours | |
| 1115.40 | W | View Lobby Hours | |
| 1119.87 | X | View Lobby Hours | |
| 1120.97 | Y | View Lobby Hours | |
| 1124.22 | Z | View Lobby Hours |
Climate Policy and Initiatives
SECURITY SERVICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Security Service Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Security Service. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Security Service | U.S. Average |
|---|---|
| 2.94% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Security Service had $41,282,569 in non-current loans and $4,326,846 in owned assets. To cover these potential losses it had $1,478,998,322 in net worth and $70,384,826 in loans loss reserves. That gives it a Texas Ratio of 2.94%.
Net Worth
| Security Service | U.S. Average |
|---|---|
| 10.98% | 13.93% |
Security Service FCU has a net worth of 10.98% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Security Service
long time disgruntled
November 5, 2023 |
I am a 30 year customer at this institution. Recently applied for a CD funded by money already in the system different account. 10 days later has still not been processed. Multiple calls no solution, at this time closing accounts. Very sad but in today's world I am just another account number.
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