Seattle Metropolitan Credit Union
Headquarters
1910 1st Ave S
Seattle, WA 98134
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2024 Overview
General Credit Union Information
Seattle Metropolitan is an NCUA insured institution located in Seattle, WA. It was founded in 1933 and has approximately $1081.19 millions in assets.
Who can join?
If you live or work in the state of Washington, you are eligible for membership. If you are an employee of the City of Seattle, a person who is employed by a partner, and any person related to a current member by blood, marriage (including domestic partners), or adoption regardless of where you live, you may apply for membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68315 |
| Date Established | 1933 |
| Assets | $1,081.19 million |
| Loans | $873.58 million |
| Deposits | $863.69 million |
| Capital | $131.81 million |
Field of Membership Restrictions
Membership in Seattle Metropolitan Credit Union is open to anyone who lives or works in the state of Washington.
Deposit Rates - November 8, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.91% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.91% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 8, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Seattle Metropolitan
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.459% | 6.375% | 0.50 | $2,810 | $1,997 | Learn More |
NMLS ID: 401822 |
6.794% | 6.625% | 0.75 | $5,600 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.867% | 6.750% | 1.00 | $3,852 | $2,076 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Seattle Metropolitan
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Branches
Below are Seattle Metropolitan branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Seattle Metropolitan Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 410.66 | A | View Lobby Hours | |
| 2143.82 | B | View Lobby Hours | |
| 2145.08 | C | View Lobby Hours | |
| 2147.87 | D | View Lobby Hours | |
| 2149.34 | E | View Lobby Hours | |
| 2150.58 | F | View Lobby Hours | |
| 2151.86 | G | View Lobby Hours | |
| 2151.92 | H | View Lobby Hours |
Climate Policy and Initiatives
SEATTLE METROPOLITAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Seattle Metropolitan Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Seattle Metropolitan. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Seattle Metropolitan | U.S. Average |
|---|---|
| 4.49% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Seattle Metropolitan had $5,590,337 in non-current loans and $605,635 in owned assets. To cover these potential losses it had $131,813,093 in net worth and $6,295,086 in loans loss reserves. That gives it a Texas Ratio of 4.49%.
Net Worth
| Seattle Metropolitan | U.S. Average |
|---|---|
| 12.14% | 13.93% |
Seattle Metropolitan FCU has a net worth of 12.14% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Seattle Metropolitan
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