Sea West Coast Guard Federal Credit Union

Headquarters

P. O. Box 4949
Oakland, CA 94605
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Notable Rates	APY	Vs.Others
Savings	N.A.	5.50% →
1-Year CD	N.A.	4.65% →
2-Year CD	N.A.	4.25% →
5-Year CD	N.A.	4.05% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2024 Overview

General Credit Union Information

Sea West Coast Guard is an NCUA insured institution located in Oakland, CA. It was founded in 1959 and has approximately $394.77 millions in assets.

Who can join?

You are eligible for membership in Sea West if you, or an immediate family member, belongs to any one of the following groups:

Employees of the U.S. Government, Department of Homeland Security who work in Arizona, California, Nevada and Utah. You qualify if you are:
• United States Coast Guard
• Border and Transportation Security Directorate
• Emergency Preparedness and Response Directorate
• Science and Technology Directorate
• Information Analysis and Infrastructure Protection Directorate
• DHS Management Directorate
• United States Secret Service
• Employees of North Bay Industries who work in the Coast Guard Galley in Petaluma, CA
• Employees of Technical Fabrication who work in San Leandro, CA

Also eligible to join:
• USCG Auxiliary, who are assigned within Coast Guard District 11 or 12 in Arizona, California, Nevada, and Utah
• USCG Reserve assigned to a reserve unit in a drilling status (pay and non-pay) in the 11th or 12th United States Coast Guard Districts.
• Retired from any of the branches of the U.S. Armed Forces and live within Districts 11 and 12

Select Employee Group Membership - Employees of any of Sea West's Select Employee Groups are also eligible to join.

Association Membership - People belonging to a trade or homeowners association, for example, are also eligible.

Family Membership - The immediate family members of any individual qualified to join Sea West may join. Immediate family is considered:
• Spouse
• Children
• Parents
• Grandparents
• Grandchildren
• Siblings (Brothers or Sisters)

“Family” also includes a person who is living as a single economic unit in the same residence as the primary member, including domestic partners and legal guardians of those eligible for membership.

Once an immediate family or household member joins then that person's immediate family would be eligible to join.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 12814
Date Established	1959
Assets	$394.77 million
Loans	$253.13 million
Deposits	$316.04 million
Capital	$76.71 million

Field of Membership Restrictions

Membership is open to employees of the Coast Guard, the Custom & Border Protection, the Federal Emergency Management Agency, the Transportation Security Administration, the Citizenship & Immigration Services, the Secret Service, the Immigration & Customs Enforcement, and other select employer groups and organizations.

Deposit Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Sea West Coast Guard

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Sea West Coast Guard
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Advertiser Disclosure

Loan Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Sea West Coast Guard

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.494%	6.375%	0.75	$4,000	$1,997	Learn More
NMLS ID: 1025894	6.863%	6.750%	1.00	$3,705	$2,076	Learn More
NMLS ID: 3030	7.325%	7.250%	0.75	$2,400	$2,183	Learn More
NMLS ID: Not a Lender						Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

See More Home Equity Rates →

Note to Sea West Coast Guard
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Sea West Coast Guard branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio

Sea West Coast Guard Locations around zip code 43085

Branch	Distance	Map	View Lobby Hours
Oakland Main Office	2080.31	A	View Lobby Hours
Alameda Service Center	2085.98	B	View Lobby Hours
Petaluma Service Center	2112.58	C	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

SEA WEST COAST GUARD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Sea West Coast Guard Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sea West Coast Guard. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Sea West Coast Guard	U.S. Average
0.34%	5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Sea West Coast Guard had $266,769 in non-current loans and $0 in owned assets. To cover these potential losses it had $76,705,628 in net worth and $623,863 in loans loss reserves. That gives it a Texas Ratio of 0.34%.

Net Worth

Sea West Coast Guard	U.S. Average
19.43%	13.93%

Sea West Coast Guard FCU has a net worth of 19.43% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Sea West Coast Guard

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