Scott Credit Union
Headquarters
101 Credit Union Way
Edwardsville, IL 62025
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2024 Overview
General Credit Union Information
Scott is an NCUA insured institution located in Edwardsville, IL. It was founded in 1943 and has approximately $1774.56 millions in assets.
Who can join?
In order to qualify for membership you must meet one of the requirements below:
Active or retired military, including reserve components and civilian employees or retired civilian employees,
Scott AFB authorized personnel
Relatives and family members of SCU members and employees
Members of Sam's Club of O'Fallon, IL,
Anyone who lives or works in any of the following Illinois counties:
Monroe, Madison, St. Clair, Randolph, Perry, Franklin, Jefferson, Washington, Clinton, Marion, Bond, Macoupin, Montgomery, Fayette, Effingham, Williamson, and Jackson
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66370 |
| Date Established | 1943 |
| Assets | $1,774.56 million |
| Loans | $1,189.88 million |
| Deposits | $1,592.99 million |
| Capital | $165.75 million |
Field of Membership Restrictions
Membership in Scott Credit Union is open to those who live or work in Bond, Clinton, Effingham, Fayette, Franklin, Jackson, Jefferson, Macoupin, Madison, Marion, Monroe, Montgomery, Perry, Randolph, St. Clair, Washington, or Williamson Counties in Illinois or in St. Louis County in Missouri. Membership is also open to active, reserve, or retired military or civilian employees of Scott Air Force Base and other Select Employer Groups.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.30% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Scott
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Scott
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Scott branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Scott Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 358.59 | A | View Lobby Hours | |
| 364.14 | B | View Lobby Hours | |
| 366.42 | C | View Lobby Hours | |
| 373.85 | D | View Lobby Hours | |
| 375.23 | E | View Lobby Hours | |
| 375.37 | F | View Lobby Hours | |
| 377.20 | G | View Lobby Hours | |
| 377.91 | H | View Lobby Hours | |
| 378.74 | I | View Lobby Hours | |
| 380.84 | J | View Lobby Hours | |
| 381.75 | K | View Lobby Hours | |
| 382.00 | L | View Lobby Hours | |
| 382.21 | M | View Lobby Hours | |
| 382.58 | N | View Lobby Hours | |
| 385.15 | O | View Lobby Hours | |
| 389.51 | P | View Lobby Hours | |
| 395.04 | Q | View Lobby Hours |
Climate Policy and Initiatives
SCOTT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Scott Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Scott. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Scott | U.S. Average |
|---|---|
| 11.42% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Scott had $19,941,429 in non-current loans and $135,742 in owned assets. To cover these potential losses it had $165,745,820 in net worth and $10,018,963 in loans loss reserves. That gives it a Texas Ratio of 11.42%.
Net Worth
| Scott | U.S. Average |
|---|---|
| 9.33% | 13.93% |
Scott FCU has a net worth of 9.33% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Scott
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