60 Colver Avenue
Groton, CT 06340
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Scient is an NCUA insured institution located in Groton, CT. It was founded in 1983 and has approximately $341.75 millions in assets.
Who can join?
There are several ways to qualify for membership with Scient Federal Credit Union.
Pharma family connection:
You are eligible to join if:
You currently work for or retired from Pfizer, Inc, or one of its contractors.
You have a family relationship with a member who currently works for or retired from Pfizer, Inc or one of its contractors.
You are the widow of someone who worked for or retired from Pfizer, Inc.
Strategic partner affiliation:
You are eligible to join if:
You currently belong to or join an organization on our strategic partner list.
You have a family relationship with a member who belongs to an organization on our strategic partner list.
Local community connection:
You are eligible to join if you live, work (or regularly conduct business in), worship or attend school in, businesses and other legal entities located in these 12 census tracts in New London, Connecticut (6901, 6902, 6903, 6904, 6905, 6907, 6908, 7022.01, 7022.02, 7023, 7025, 7027)
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 24029 |
Date Established | 1983 |
Assets | $341.75 million |
Loans | $281.15 million |
Deposits | $258.94 million |
Capital | $31.99 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.05% | $2,500 | $4,999 |
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|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.10% | $1 | $499 | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Scient
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Scient
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Scient branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
457.21 | A | View Lobby Hours | |
459.03 | B | View Lobby Hours | |
481.48 | C | View Lobby Hours | |
542.13 | D | View Lobby Hours | |
585.79 | E | View Lobby Hours | |
586.61 | F | View Lobby Hours | |
587.74 | G | View Lobby Hours | |
652.37 | H | View Lobby Hours | |
653.21 | I | View Lobby Hours |
SCIENT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Scient. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Scient | U.S. Average |
---|---|
7.45% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Scient had $2,442,695 in non-current loans and $47,000 in owned assets. To cover these potential losses it had $31,986,346 in net worth and $1,451,183 in loans loss reserves. That gives it a Texas Ratio of 7.45%.
Scient | U.S. Average |
---|---|
9.34% | 13.93% |
Scient FCU has a net worth of 9.34% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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