School Employees Lorain County Federal Credit Union
Headquarters
340 Griswold Rd
Elyria, OH 44035
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2024 Overview
General Credit Union Information
School Employees Lorain County is an NCUA insured institution located in Elyria, OH. It was founded in 1958 and has approximately $136.12 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 61008 |
| Date Established | 1958 |
| Assets | $136.12 million |
| Loans | $64.21 million |
| Deposits | $124.44 million |
| Capital | $14.26 million |
Field of Membership Restrictions
Membership is open to employees and retired teachers of all Lorain County public, private, charter or parochial schools; employees of any educational entity in Lorain County, and students.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for School Employees Lorain County
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Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for School Employees Lorain County
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to School Employees Lorain County
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Branches
Below are School Employees Lorain County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
School Employees Lorain County Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
SCHOOL EMPLOYEES LORAIN COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
School Employees Lorain County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of School Employees Lorain County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| School Employees Lorain County | U.S. Average |
|---|---|
| 5.73% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, School Employees Lorain County had $846,994 in non-current loans and $0 in owned assets. To cover these potential losses it had $14,258,244 in net worth and $534,046 in loans loss reserves. That gives it a Texas Ratio of 5.73%.
Net Worth
| School Employees Lorain County | U.S. Average |
|---|---|
| 10.47% | 13.93% |
School Employees Lorain County FCU has a net worth of 10.47% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for School Employees Lorain County
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