612 Rembert C Dennis Blvd
Moncks Corner, SC 29461
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Reviewed by ThomasCaruso64 | March 8, 2022 |
I have been a member, not a customer as people are called by traditional banks, in good standing since 2018 and have received excellent customer service from the staff at the Market Common location. I recently applied for a small Signature Loan for short term help. I am an independent contractor who recently had to miss time from project due to a recent family tragedy. I provided income verification as the loan officer advised me to do, however, once I supplied that information, I was then told that since I hadn't worked on the same project for at least two years that Santee Cooper could not assist me for any loan amount. (I asked for $500 but was willing to take any amount for which I might qualify.) Anyone who has ever worked as an independent contractor knows that we move from project to project based upon the time of the contract. The freedom to be able to work in different fields and for different clients is what draws us to being independent contractors. I find it incredulous that a nonprofit company that claims to value its members as an integral part of the organization can't find it within their conscience to help a member in a time of need. If I wanted this kind of treatment, I could easily go back to Bank of America or any of the other profit-driven institutions that only treat you like a number instead of a valued member. Needless to say, I will most likely be closing my accounts very soon and finding another credit union that truly values its members.
Santee Cooper Credit Union is an NCUA insured institution located in Moncks Corner, SC. It was founded in 1953 and has approximately $80.79 millions in assets.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 60745 |
Date Established | 1953 |
Assets | $80.79 million |
Loans | $54.58 million |
Deposits | $68.54 million |
Capital | $11.44 million |
Your Current Location: Ohio, OH 43085
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Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Santee Cooper Credit Union
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Santee Cooper Credit Union
To upload and update your bank's rates please register.
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Below are Santee Cooper Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
485.10 | A | View Lobby Hours | |
493.42 | B | View Lobby Hours |
SANTEE COOPER CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Santee Cooper Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Santee Cooper Credit Union | U.S. Average |
---|---|
3.49% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Santee Cooper Credit Union had $393,539 in non-current loans and $22,482 in owned assets. To cover these potential losses it had $11,436,861 in net worth and $498,710 in loans loss reserves. That gives it a Texas Ratio of 3.49%.
Santee Cooper Credit Union | U.S. Average |
---|---|
14.16% | 13.93% |
Santee Cooper Credit Union FCU has a net worth of 14.16% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Santee Cooper Credit Union
ThomasCaruso64
March 8, 2022 |
I have been a member, not a customer as people are called by traditional banks, in good standing since 2018 and have received excellent customer service from the staff at the Market Common location. I recently applied for a small Signature Loan for short term help. I am an independent contractor who recently had to miss time from project due to a recent family tragedy. I provided income verification as the loan officer advised me to do, however, once I supplied that information, I was then told that since I hadn't worked on the same project for at least two years that Santee Cooper could not assist me for any loan amount. (I asked for $500 but was willing to take any amount for which I might qualify.) Anyone who has ever worked as an independent contractor knows that we move from project to project based upon the time of the contract. The freedom to be able to work in different fields and for different clients is what draws us to being independent contractors. I find it incredulous that a nonprofit company that claims to value its members as an integral part of the organization can't find it within their conscience to help a member in a time of need. If I wanted this kind of treatment, I could easily go back to Bank of America or any of the other profit-driven institutions that only treat you like a number instead of a valued member. Needless to say, I will most likely be closing my accounts very soon and finding another credit union that truly values its members.
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