Santee Cooper Credit Union

Headquarters

612 Rembert C Dennis Blvd
Moncks Corner, SC 29461
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

Reviewed by ThomasCaruso64 | March 8, 2022 |

I have been a member, not a customer as people are called by traditional banks, in good standing since 2018 and have received excellent customer service from the staff at the Market Common location. I recently applied for a small Signature Loan for short term help. I am an independent contractor who recently had to miss time from project due to a recent family tragedy. I provided income verification as the loan officer advised me to do, however, once I supplied that information, I was then told that since I hadn't worked on the same project for at least two years that Santee Cooper could not assist me for any loan amount. (I asked for $500 but was willing to take any amount for which I might qualify.) Anyone who has ever worked as an independent contractor knows that we move from project to project based upon the time of the contract. The freedom to be able to work in different fields and for different clients is what draws us to being independent contractors. I find it incredulous that a nonprofit company that claims to value its members as an integral part of the organization can't find it within their conscience to help a member in a time of need. If I wanted this kind of treatment, I could easily go back to Bank of America or any of the other profit-driven institutions that only treat you like a number instead of a valued member. Needless to say, I will most likely be closing my accounts very soon and finding another credit union that truly values its members.


2024 Overview

General Credit Union Information

Santee Cooper Credit Union is an NCUA insured institution located in Moncks Corner, SC. It was founded in 1953 and has approximately $80.79 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 60745
Date Established 1953
Assets $80.79 million
Loans $54.58 million
Deposits $68.54 million
Capital $11.44 million
 

Field of Membership Restrictions

Membership is open to those who live, work or attend school in Horry or Berkeley Counties in South Carolina.

Deposit Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Santee Cooper Credit Union

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Santee Cooper Credit Union

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.596% 6.500% 0.63 $3,210 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.868% 6.750% 1.00 $3,884 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Santee Cooper Credit Union
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Santee Cooper Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Santee Cooper Credit Union Locations around zip code 43085


BranchDistance Map View Lobby Hours

Santee Cooper Credit Union

485.10 A View Lobby Hours

Santee Cooper Credit Union

493.42 B View Lobby Hours


Climate Policy and Initiatives

SANTEE COOPER CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Santee Cooper Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santee Cooper Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santee Cooper Credit Union U.S. Average
3.49% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Santee Cooper Credit Union had $393,539 in non-current loans and $22,482 in owned assets. To cover these potential losses it had $11,436,861 in net worth and $498,710 in loans loss reserves. That gives it a Texas Ratio of 3.49%.

Net Worth
Santee Cooper Credit Union U.S. Average
14.16% 13.93%

Santee Cooper Credit Union FCU has a net worth of 14.16% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Santee Cooper Credit Union


  • March 8, 2022 |

    I have been a member, not a customer as people are called by traditional banks, in good standing since 2018 and have received excellent customer service from the staff at the Market Common location. I recently applied for a small Signature Loan for short term help. I am an independent contractor who recently had to miss time from project due to a recent family tragedy. I provided income verification as the loan officer advised me to do, however, once I supplied that information, I was then told that since I hadn't worked on the same project for at least two years that Santee Cooper could not assist me for any loan amount. (I asked for $500 but was willing to take any amount for which I might qualify.) Anyone who has ever worked as an independent contractor knows that we move from project to project based upon the time of the contract. The freedom to be able to work in different fields and for different clients is what draws us to being independent contractors. I find it incredulous that a nonprofit company that claims to value its members as an integral part of the organization can't find it within their conscience to help a member in a time of need. If I wanted this kind of treatment, I could easily go back to Bank of America or any of the other profit-driven institutions that only treat you like a number instead of a valued member. Needless to say, I will most likely be closing my accounts very soon and finding another credit union that truly values its members.


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