Santa Rosa County Federal Credit Union

Headquarters

P.o. Box 841
Milton, FL 32572
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 5.50% →
1-Year CD 0.60% 4.80% →
2-Year CD 0.80% 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Santa Rosa County is an NCUA insured institution located in Milton, FL. It was founded in 1957 and has approximately $203.36 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11780
Date Established 1957
Assets $203.36 million
Loans $89.76 million
Deposits $185.12 million
Capital $25.79 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Santa Rosa County, Florida. Immediate family members of an existing member are also eligible to join.

Deposit Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
30 Mo CD
1.15% $10,000 $14,999 Learn More
30 Mo CD
1.15% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More

Loan Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Santa Rosa County

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.987% 6.875% 0.88 $3,654 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.089% 6.990% 1.00 $3,200 $2,127 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Santa Rosa County
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Santa Rosa County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Santa Rosa County Locations around zip code 43085


BranchDistance Map View Lobby Hours

Jay Branch

660.21 A View Lobby Hours

Main Office

678.25 B View Lobby Hours

Milton Branch

680.54 C View Lobby Hours

Pace Branch

683.69 D View Lobby Hours

Midway Branch

694.30 E View Lobby Hours


Climate Policy and Initiatives

SANTA ROSA COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Santa Rosa County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santa Rosa County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santa Rosa County U.S. Average
3.80% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Santa Rosa County had $972,562 in non-current loans and $25,801 in owned assets. To cover these potential losses it had $25,787,171 in net worth and $511,077 in loans loss reserves. That gives it a Texas Ratio of 3.80%.

Net Worth
Santa Rosa County U.S. Average
12.68% 13.93%

Santa Rosa County FCU has a net worth of 12.68% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Santa Rosa County

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