Santa Clara County Federal Credit Union
Headquarters
2099 Gateway Place, Suite 140
San Jose, CA 95110
See all branch locations →
2024 Overview
General Credit Union Information
Santa Clara County is an NCUA insured institution located in San Jose, CA. It was founded in 1950 and has approximately $966.35 millions in assets.
Who can join?
If you are an active or retired employee on one of their Corporate Partners, then you are eligible to join. Immediate family members of members are also eligible to join. (Immediate family meaning spouses, children, parents, siblings, grandparents, grandchildren, step-siblings, step-children, adoptive relationships, and persons living in the same residence maintaining a single economic unit.)
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24299 |
| Date Established | 1950 |
| Assets | $966.35 million |
| Loans | $527.57 million |
| Deposits | $882.99 million |
| Capital | $93.43 million |
Field of Membership Restrictions
Membership is open to the following: (1) employees of Moreland School District, Campbell Union School Disctrict, Santa Clara County, Sunnyslope County Water Authority, and other select employer groups; (2) students of Addison School, Capri School, and over 100 area schools.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Santa Clara County
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.879% | 6.750% | 1.00 | $4,432 | $2,076 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Santa Clara County
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Santa Clara County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Santa Clara County Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 2053.64 | A | View Lobby Hours | |
| 2066.07 | B | View Lobby Hours | |
| 2069.00 | C | View Lobby Hours | |
| 2069.08 | D | View Lobby Hours | |
| 2069.75 | E | View Lobby Hours | |
| 2070.24 | F | View Lobby Hours | |
| 2074.26 | G | View Lobby Hours |
Climate Policy and Initiatives
SANTA CLARA COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Santa Clara County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Santa Clara County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Santa Clara County | U.S. Average |
|---|---|
| 5.09% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Santa Clara County had $4,847,385 in non-current loans and $12,166 in owned assets. To cover these potential losses it had $93,427,802 in net worth and $2,051,043 in loans loss reserves. That gives it a Texas Ratio of 5.09%.
Net Worth
| Santa Clara County | U.S. Average |
|---|---|
| 9.66% | 13.93% |
Santa Clara County FCU has a net worth of 9.66% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Santa Clara County
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