Sandia Laboratory Federal Credit Union
Headquarters
P.o. Box 23040
Albuquerque, NM 87192
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Phone 800-947-5328
2024 Overview
General Credit Union Information
Sandia Laboratory is an NCUA insured institution located in Albuquerque, NM. It was founded in 1948 and has approximately $4093.39 millions in assets.
Who can join?
Current and retired employees of the companies listed below, and their family and household members
Family and household members of current members
Current members of associations listed below, as stated
List here: https://www.slfcu.org/Who_Can_Join_106.html
Members of the National Museum of Nuclear Science & History (ask us about joining the Museum)
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5851 |
| Date Established | 1948 |
| Assets | $4,093.39 million |
| Loans | $2,281.45 million |
| Deposits | $3,135.51 million |
| Capital | $400.54 million |
Field of Membership Restrictions
Membership in Sandia Laboratory Federal Credit Union is open to employees of Sandia National Laboratories, Science Applications International Corporation, and over 300 other companies. Membership is also open to members of the National Museum of Nuclear Science & History (New Mexico and California residents only).
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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Money Market
|
0.30% | $2,500 | $2,999 |
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|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.40% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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| 36 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.45% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.56% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 3.19% | 3.19% | $729.13 | |
| 4 Year | 3.59% | 3.59% | $559.90 | |
| 5 Year | 3.79% | 3.79% | $458.05 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
6.67% | 6.50% | $2,787.54 | |
| 20 Year Fixed Conforming See Amortization Table |
7.12% | 7.00% | $2,480.96 | |
| 30 Year Fixed Conforming See Amortization Table |
7.35% | 7.25% | $2,182.96 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
6.67% | 6.50% | $2,787.54 | |
| 20 Year Fixed Conforming See Amortization Table |
7.12% | 7.00% | $2,480.96 | |
| 30 Year Fixed Conforming See Amortization Table |
7.35% | 7.25% | $2,182.96 | |
Compare with 6.494% APR and 6.375% 30-Year Fixed RATE from District Lending
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Sandia Laboratory branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Sandia Laboratory Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1274.59 | A | View Lobby Hours | |
| 1290.46 | B | View Lobby Hours | |
| 1290.96 | C | View Lobby Hours | |
| 1292.36 | D | View Lobby Hours | |
| 1294.22 | E | View Lobby Hours | |
| 1296.10 | F | View Lobby Hours | |
| 1298.02 | G | View Lobby Hours | |
| 1308.94 | H | View Lobby Hours | |
| 1343.10 | I | View Lobby Hours | |
| 1351.69 | J | View Lobby Hours | |
| 1352.91 | K | View Lobby Hours | |
| 2057.42 | L | View Lobby Hours | |
| 2060.85 | M | View Lobby Hours |
Climate Policy and Initiatives
SANDIA LABORATORY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Sandia Laboratory Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sandia Laboratory. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sandia Laboratory | U.S. Average |
|---|---|
| 3.47% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Sandia Laboratory had $13,683,432 in non-current loans and $465,444 in owned assets. To cover these potential losses it had $400,535,445 in net worth and $7,392,430 in loans loss reserves. That gives it a Texas Ratio of 3.47%.
Net Worth
| Sandia Laboratory | U.S. Average |
|---|---|
| 9.77% | 13.93% |
Sandia Laboratory FCU has a net worth of 9.77% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Sandia Laboratory
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