Safeamerica Credit Union

Headquarters

6001 Gibraltar Drive
Pleasanton, CA 94588
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 2.25% 4.80% →
2-Year CD 2.50% 4.25% →
5-Year CD 3.00% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Safeamerica is located in Pleasanton, Ca. It was founded in 1953 and has approximately $519.81 millions in assets.

Who can join?

Anyone who lives, works, worships, or attends school in the California counties of Alameda, Contra Costa, San Mateo, or Santa Clara or is a member of Financial Fitness Association are eligible to join SafeAmerica Credit Union. In addition, those who are employed by one of SafeAmerica's Select Employer Groups, as well as all immediate family members of current members are invited to join.

NCUA Insured No
Charter Number # # 97093
Date Established 1953
Assets $519.81 million
Loans $410.47 million
Deposits $461.11 million
Capital $50.93 million
 

Field of Membership Restrictions

SafeAmerica Credit Union offers membership to anyone who joins the Financial Fitness Association ($8 annual dues). In addition, individuals who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, San Mateo, or Santa Clara are also eligible to join. Employees of any of SafeAmerica’s Select Employer Groups, as well as all immediate family members of current members are invited to join. (Membership requirements are listed in the credit union's online application.)

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $200 - Learn More
Money Market
3.10% $0 $2,000 Learn More
Money Market
0.05% $200 $2,499 Learn More
Money Market
1.10% $2,001 $5,000 Learn More
Money Market
0.30% $2,500 $24,999 Learn More
Money Market
0.60% $5,001 $10,000 Learn More
Money Market
0.55% $10,001 $50,000 Learn More
Money Market
0.40% $25,000 $49,999 Learn More
Money Market
0.40% $50,000 $99,999 Learn More
Money Market
0.55% $50,001 $100,000 Learn More
Money Market
0.50% $100,000 - Learn More
Money Market
0.55% $100,001 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month
1.25% $1,000 - Learn More
6 Month
1.50% $1,000 - Learn More
8 Month Special
4.25% $1,000 - Learn More
12 Month
2.25% $1,000 - Learn More
14 Month Special
4.00% $1,000 - Learn More
24 Month
2.50% $1,000 - Learn More
36 Month
3.00% $1,000 - Learn More
48 Month
3.00% $1,000 - Learn More
60 Month
3.00% $1,000 - Learn More

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Safeamerica

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.955% 6.875% 0.63 $2,594 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Safeamerica
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Safeamerica branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Safeamerica Locations around zip code 43085




Climate Policy and Initiatives

SAFEAMERICA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Safeamerica Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Safeamerica. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Safeamerica U.S. Average
10.34% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Safeamerica had $5,308,212 in non-current loans and $155,908 in owned assets. To cover these potential losses it had $50,926,134 in net worth and $1,921,674 in loans loss reserves. That gives it a Texas Ratio of 10.34%.

Net Worth
Safeamerica U.S. Average
9.76% 13.93%

Safeamerica FCU has a net worth of 9.76% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Safeamerica

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