2295 Iron Point Rd, Ste 100
Folsom, CA 95630
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Phone 916-979-7233
Safe is an NCUA insured institution located in Folsom, CA. It was founded in 1940 and has approximately $4635.69 millions in assets.
Who can join?
SAFE Credit Union serves anyone who lives or works in Sacramento, Placer, Yolo, Yuba, Sutter, Amador, Butte, Contra Costa, Nevada, San Joaquin, Solano, or El Dorado County.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 68366 |
Date Established | 1940 |
Assets | $4,635.69 million |
Loans | $3,256.64 million |
Deposits | $3,924.50 million |
Capital | $423.26 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
SAV
|
0.05% | $0 | - |
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|
Money Market
|
1.26% | $0 | $2,000 |
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|
Premium Money Market Account
|
2.02% | $10,000 | $24,999 |
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|
Premium Money Market Account
|
2.53% | $25,000 | $49,999 |
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|
Premium Money Market Account
|
2.78% | $50,000 | $99,999 |
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|
Premium Money Market Account
|
3.04% | $100,000 | $249,999 |
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|
Premium Money Market Account
|
3.30% | $250,000 | - |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
3 Mo CD
|
3.04% | $500 | $24,999 |
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|
3 Mo CD
|
3.04% | $25,000 | - |
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|
6 Mo CD
|
1.92% | $500 | $24,999 |
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|
6 Mo CD
|
2.27% | $25,000 | - |
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|
9 Mo CD
|
1.92% | $500 | $24,999 |
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|
6-11 Month
|
2.27% | $25,000 | - |
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|
12 Mo CD
|
2.43% | $500 | $24,999 |
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|
12 Mo CD
|
2.58% | $25,000 | - |
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|
18 Mo CD
|
2.43% | $500 | $24,999 |
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|
18 Mo CD
|
2.58% | $25,000 | - |
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|
24 Mo CD
|
2.78% | $500 | $24,999 |
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|
24 Mo CD
|
3.04% | $25,000 | - |
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|
36 Mo CD
|
3.04% | $500 | $24,999 |
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|
36 Mo CD
|
3.14% | $25,000 | - |
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|
48 Mo CD
|
3.20% | $500 | $24,999 |
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|
48 Mo CD
|
3.25% | $25,000 | - |
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|
60 Mo CD
|
3.40% | $500 | $24,999 |
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|
60 Mo CD
|
3.45% | $25,000 | - |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
VIRA
|
0.35% | $2,000 | - | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
INTCK
|
0.05% | $0 | $9,999 | Learn More |
INTCK
|
0.07% | $10,000 | $49,999 | Learn More |
Prestige
|
0.10% | $50,000 | - | Learn More |
Your Current Location: Ohio, OH 43085
Auto Loan Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
3 Year | 4.09% | 4.09% | $739.10 | |
4 Year | 4.09% | 4.09% | $565.48 | |
5 Year | 4.09% | 4.09% | $461.43 |
Home Equity Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
15 Year Loan
See Table |
5.39% | 5.39% | $811.26 |
Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
15 Year Fixed Jumbo See Amortization Table |
6.52% | 6.50% | $2,787.54 | |
15 Year Fixed Conforming See Amortization Table |
6.72% | 6.63% | $2,809.58 | |
30 Year Fixed Jumbo See Amortization Table |
7.02% | 7.00% | $2,128.97 | |
30 Year Fixed Conforming See Amortization Table |
7.26% | 7.13% | $2,155.90 |
Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
15 Year Fixed Jumbo See Amortization Table |
6.52% | 6.50% | $2,787.54 | |
15 Year Fixed Conforming See Amortization Table |
6.72% | 6.63% | $2,809.58 | |
30 Year Fixed Jumbo See Amortization Table |
7.02% | 7.00% | $2,128.97 | |
Compare with 6.380% APR and 6.250% 30-Year Fixed RATE from District Lending
See All Mortgage Rates |
||||
30 Year Fixed Conforming See Amortization Table |
7.26% | 7.13% | $2,155.90 | |
Compare with 6.380% APR and 6.250% 30-Year Fixed RATE from District Lending
See All Mortgage Rates |
Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Below are Safe branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
2022.59 | A | View Lobby Hours | |
2022.95 | B | View Lobby Hours | |
2024.84 | C | View Lobby Hours | |
2027.29 | D | View Lobby Hours | |
2028.04 | E | View Lobby Hours | |
2029.89 | F | View Lobby Hours | |
2029.93 | G | View Lobby Hours | |
2030.37 | H | View Lobby Hours | |
2031.43 | I | View Lobby Hours | |
2031.43 | J | View Lobby Hours | |
2033.18 | K | View Lobby Hours | |
2034.19 | L | View Lobby Hours | |
2035.25 | M | View Lobby Hours | |
2035.59 | N | View Lobby Hours | |
2036.33 | O | View Lobby Hours | |
2036.35 | P | View Lobby Hours | |
2036.52 | Q | View Lobby Hours | |
2039.01 | R | View Lobby Hours | |
2039.12 | S | View Lobby Hours | |
2041.12 | T | View Lobby Hours | |
2043.05 | U | View Lobby Hours | |
2044.73 | V | View Lobby Hours |
SAFE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Safe. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Safe | U.S. Average |
---|---|
2.64% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Safe had $11,513,047 in non-current loans and $137,119 in owned assets. To cover these potential losses it had $423,256,983 in net worth and $17,987,430 in loans loss reserves. That gives it a Texas Ratio of 2.64%.
Safe | U.S. Average |
---|---|
9.12% | 13.93% |
Safe FCU has a net worth of 9.12% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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