P.o. Box 726
Columbia, SC 29202
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S. C. State is an NCUA insured institution located in Columbia, SC. It was founded in 1952 and has approximately $1411.04 millions in assets.
Who can join?
If you live, work or attend school in Aiken, Anderson, Florence, Greenwood, Oconee, Orangeburg, Pickens or Spartanburg County, you are eligible for membership.
Employment/School Eligibility
In addition, if you are enrolled in SC Retirement Systems or are a city, county, or state employee, you are also eligible. If you work for one of our select employee groups or you are a student, professor or staff member of any state-chartered college or university, you may join.
Family Eligibility
If you are relative by blood or marriage to a current credit union member, you may become a member of S.C. State Credit Union.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 24824 |
Date Established | 1952 |
Assets | $1,411.04 million |
Loans | $783.26 million |
Deposits | $1,125.75 million |
Capital | $181.66 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.15% | $2,500 | $4,999 |
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|
Money Market
|
0.45% | $2,500 | $2,999 |
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|
Money Market
|
0.50% | $10,000 | $14,999 |
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|
Money Market
|
0.70% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
18 Mo CD
|
1.02% | $10,000 | $14,999 |
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|
18 Mo CD
|
1.02% | $100,000 | $199,999 |
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|
24 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
24 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
30 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
30 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
36 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.13% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.13% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.16% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.16% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for S. C. State
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.865% | 6.750% | 1.00 | $3,775 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to S. C. State
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are S. C. State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
351.41 | A | View Lobby Hours | |
356.69 | B | View Lobby Hours | |
364.57 | C | View Lobby Hours | |
375.06 | D | View Lobby Hours | |
399.80 | E | View Lobby Hours | |
416.65 | F | View Lobby Hours | |
419.91 | G | View Lobby Hours | |
420.24 | H | View Lobby Hours | |
422.34 | I | View Lobby Hours | |
423.02 | J | View Lobby Hours | |
424.17 | K | View Lobby Hours | |
425.23 | L | View Lobby Hours | |
431.40 | M | View Lobby Hours | |
447.78 | N | View Lobby Hours | |
511.42 | O | View Lobby Hours |
S. C. STATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of S. C. State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
S. C. State | U.S. Average |
---|---|
5.16% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, S. C. State had $9,494,917 in non-current loans and $135,495 in owned assets. To cover these potential losses it had $181,656,895 in net worth and $4,948,467 in loans loss reserves. That gives it a Texas Ratio of 5.16%.
S. C. State | U.S. Average |
---|---|
12.83% | 13.93% |
S. C. State FCU has a net worth of 12.83% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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