Rutgers Federal Credit Union

Headquarters

98 College Ave
New Brunswick, NJ 08901
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.15% 4.65% →
2-Year CD 0.25% 4.25% →
5-Year CD 0.75% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Rutgers is an NCUA insured institution located in New Brunswick, NJ. It was founded in 1954 and has approximately $82.11 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9237
Date Established 1954
Assets $82.11 million
Loans $24.92 million
Deposits $73.30 million
Capital $7.76 million
 

Field of Membership Restrictions

Must be an employee of Rutgers University, University of Medicine and Dentistry of New Jersey New Brunswick, RWJ Medical School Employees, Rutgers University Foundation or Rutgers Council of AAUP Chapter.

Deposit Rates - December 25, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More

Loan Rates - December 25, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Rutgers

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.734% 6.625% 0.75 $3,610 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.977% 6.875% 0.88 $3,334 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
6.990 %
After Intro: 6.990 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.900 %
After Intro: 7.900 %
$25,000 Learn More
More Info

Note to Rutgers
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Rutgers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Rutgers Locations around zip code 43085


BranchDistance Map View Lobby Hours

Branch 04-Camden

417.43 A View Lobby Hours

Branch 01-Busch

454.37 B View Lobby Hours

Branch 02-Newark

470.71 C View Lobby Hours


Climate Policy and Initiatives

RUTGERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Rutgers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rutgers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rutgers U.S. Average
3.12% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Rutgers had $96,172 in non-current loans and $197,625 in owned assets. To cover these potential losses it had $7,764,110 in net worth and $1,652,150 in loans loss reserves. That gives it a Texas Ratio of 3.12%.

Net Worth
Rutgers U.S. Average
9.46% 13.93%

Rutgers FCU has a net worth of 9.46% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Rutgers

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