Rtn Federal Credit Union
Our records indicate that this credit union has been acquired by MERRIMACK VALLEY.
Headquarters
600 Main St
Waltham, MA 02452
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2024 Overview
General Credit Union Information
Rtn is an NCUA insured institution located in Waltham, MA. It was founded in 1945 and has approximately $1020.68 millions in assets.
Who can join?
Ways to be eligible for membership at RTN Federal Credit Union listed below:
Family Membership – If you are related to someone who is already an RTN FCU member or eligible to be a member of the Credit Union.
Employee Group – If you are employed by, retired from or have a family member that is working for or is retired from one of their employer groups.
Organization Group – If you belong to specific educational and/or fraternal groups — or have a family or household member that does — you are eligible to join.
Affiliation Membership – Membership in any one of these groups listed below qualifies you for membership in RTN FCU. The Credit Union will do all the necessary processing to help you join these groups. Just choose the organization you’re interested in.
Amesbury Carriage Museum, Greater Boston Sickle Cell Disease Association, Inc., Danvers Historical Society, Gore Place, Tewksbury Historical Society, Wakefield Repertory Theatre, Waltham Historical Society
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24311 |
| Date Established | 1945 |
| Assets | $1,020.68 million |
| Loans | $538.25 million |
| Deposits | $890.55 million |
| Capital | $111.45 million |
Field of Membership Restrictions
Membership is open to anyone through membership in Amesbury Carriage Museum, Danvers Historical Society, Tewksbury Historical Society, Waltham Historical Society, or Greater Boston Sickle Cell Association. Membership is also open to one of the credit union's Select Employer Groups (not listed on the credit union's site).
Deposit Rates - November 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.04% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.04% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Rtn
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.869% | 6.750% | 1.00 | $3,897 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Rtn
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Branches
Below are Rtn branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Rtn Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 358.94 | A | View Lobby Hours | |
| 363.55 | B | View Lobby Hours | |
| 383.26 | C | View Lobby Hours | |
| 630.73 | D | View Lobby Hours | |
| 630.99 | E | View Lobby Hours | |
| 631.82 | F | View Lobby Hours | |
| 635.18 | G | View Lobby Hours | |
| 643.54 | H | View Lobby Hours | |
| 643.78 | I | View Lobby Hours | |
| 645.00 | J | View Lobby Hours | |
| 645.45 | K | View Lobby Hours | |
| 648.49 | L | View Lobby Hours | |
| 649.50 | M | View Lobby Hours | |
| 649.78 | N | View Lobby Hours | |
| 653.00 | O | View Lobby Hours | |
| 656.11 | P | View Lobby Hours | |
| 662.81 | Q | View Lobby Hours | |
| 670.97 | R | View Lobby Hours | |
| 676.62 | S | View Lobby Hours | |
| 966.97 | T | View Lobby Hours | |
| 970.85 | U | View Lobby Hours |
Climate Policy and Initiatives
RTN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Rtn Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Rtn. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Rtn | U.S. Average |
|---|---|
| 4.76% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Rtn had $4,950,178 in non-current loans and $451,051 in owned assets. To cover these potential losses it had $111,446,221 in net worth and $1,916,247 in loans loss reserves. That gives it a Texas Ratio of 4.76%.
Net Worth
| Rtn | U.S. Average |
|---|---|
| 10.9% | 13.93% |
Rtn FCU has a net worth of 10.9% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Rtn
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