200 Riverfront Terrace
Eau Claire, WI 54703
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Royal is an NCUA insured institution located in Eau Claire, WI. It was founded in 1964 and has approximately $5384.2 millions in assets.
Who can join?
To open an account at RCU, you must live or work in one of the following counties. You can also join if you live outside of the area and have an immediate family member who is already a Member or is eligible for membership.
Wisconsin Locations
Eau Claire
Chippewa
Barron
Buffalo
Burnett
Clark
Dunn
Jackson
Marathon
Pepin
Pierce
Polk
Rusk
St. Croix
Taylor
Trempealeau
Washburn
Wood
Minnesota Locations
Anoka
Carver
Chisago
Dakota
Goodhue
Hennepin
Olmsted
Ramsey
Scott
Wabasha
Washington
Winona
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 66834 |
Date Established | 1964 |
Assets | $5,384.20 million |
Loans | $4,680.99 million |
Deposits | $4,620.36 million |
Capital | $500.68 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
SAV
|
0.40% | $0 | - |
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|
Money Market
|
1.35% | $10,000 | $24,999 |
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|
Money Market
|
1.65% | $25,000 | $99,999 |
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|
Money Market
|
1.80% | $100,000 | $249,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
3 Mo CD
|
1.10% | $0 | - |
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|
6 Mo CD
|
1.50% | $0 | - |
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|
12 Mo CD
|
2.25% | $0 | - |
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|
18 Mo CD
|
4.75% | $0 | - |
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|
24 Mo CD
|
2.30% | $0 | - |
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|
30 Mo CD
|
2.35% | $0 | - |
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|
36 Mo CD
|
2.35% | $0 | - |
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|
48 Mo CD
|
2.40% | $0 | - |
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|
60 Mo CD
|
2.60% | $0 | - |
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|
72 Mo CD
|
2.60% | $0 | - |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
24 Month Variable Rate
|
2.10% | $1 | - | Learn More |
Easy Save
|
1.00% | $5 | - | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
INTCK
|
0.25% | $700 | - | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Royal
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 2890 License#: MBMB.850089.000 |
6.618% | 6.500% | 0.88 | $3,949 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.866% | 6.750% | 1.00 | $3,801 | $2,076 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to Royal
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Royal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
517.07 | A | View Lobby Hours | |
517.53 | B | View Lobby Hours | |
517.62 | C | View Lobby Hours | |
517.64 | D | View Lobby Hours | |
535.90 | E | View Lobby Hours | |
558.18 | F | View Lobby Hours | |
558.24 | G | View Lobby Hours | |
558.50 | H | View Lobby Hours | |
559.66 | I | View Lobby Hours | |
560.39 | J | View Lobby Hours | |
560.72 | K | View Lobby Hours | |
560.77 | L | View Lobby Hours | |
560.82 | M | View Lobby Hours | |
561.01 | N | View Lobby Hours | |
561.12 | O | View Lobby Hours | |
561.36 | P | View Lobby Hours | |
561.52 | Q | View Lobby Hours | |
561.58 | R | View Lobby Hours | |
561.66 | S | View Lobby Hours | |
561.77 | T | View Lobby Hours | |
562.19 | U | View Lobby Hours | |
562.28 | V | View Lobby Hours | |
562.82 | W | View Lobby Hours | |
562.93 | X | View Lobby Hours | |
563.22 | Y | View Lobby Hours | |
563.35 | Z | View Lobby Hours |
ROYAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Royal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Royal | U.S. Average |
---|---|
4.94% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Royal had $26,146,711 in non-current loans and $422,369 in owned assets. To cover these potential losses it had $500,675,728 in net worth and $37,171,936 in loans loss reserves. That gives it a Texas Ratio of 4.94%.
Royal | U.S. Average |
---|---|
9.3% | 13.93% |
Royal FCU has a net worth of 9.3% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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