715 Terrace Street, Suite 101
Muskegon, MI 49440
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Route 31 is an NCUA insured institution located in Muskegon, MI. It was founded in 1949 and has approximately $94.12 millions in assets.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 5982 |
Date Established | 1949 |
Assets | $94.12 million |
Loans | $71.53 million |
Deposits | $80.36 million |
Capital | $12.34 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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|
Money Market
|
0.40% | $2,500 | $2,999 |
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|
Money Market
|
0.40% | $10,000 | $14,999 |
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|
Money Market
|
0.50% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
30 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
30 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.25% | $1 | $99 | Learn More |
Int Ckg
|
0.25% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Route 31
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2890 License#: MBMB.850089.000 |
6.750% | 6.625% | 1.00 | $4,141 | $2,049 | Learn More |
NMLS ID: 66247 |
6.804% | 6.750% | 0.50 | $1,770 | $2,076 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.966% | 6.875% | 0.50 | $3,145 | $2,103 | Learn More |
NMLS ID: 1025894 |
6.977% | 6.875% | 0.88 | $3,334 | $2,103 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
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More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
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More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
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More Info |
Note to Route 31
To upload and update your bank's rates please register.
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Below are Route 31 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
281.84 | A | View Lobby Hours | |
284.11 | B | View Lobby Hours |
ROUTE 31 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Route 31. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Route 31 | U.S. Average |
---|---|
2.20% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Route 31 had $237,477 in non-current loans and $36,296 in owned assets. To cover these potential losses it had $12,340,100 in net worth and $110,592 in loans loss reserves. That gives it a Texas Ratio of 2.20%.
Route 31 | U.S. Average |
---|---|
13.09% | 13.93% |
Route 31 FCU has a net worth of 13.09% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Route 31
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