Rivertrust Federal Credit Union
Headquarters
Po Box 97997
Pearl, MS 39288
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2024 Overview
General Credit Union Information
Rivertrust is an NCUA insured institution located in Pearl, MS. It was founded in 1935 and has approximately $163.62 millions in assets.
Who can join?
You can join Mississippi Telco FCU if you Live, Work, Attend School, Worship or Volunteer: in the Bloomfield or Riverwind developments in Pearl or in Pearl South of Highway 80 and North of Old Brandon Road.
If you are employed at any of the union's Select Employee Groups, you, your family, (spouses, parents, step-parents, children, siblings, grandparents, grandchildren, step-children, step-siblings, and adoptive relationships) and household members are eligible to receive credit union services for life, regardless of changes in employment.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 473 |
| Date Established | 1935 |
| Assets | $163.62 million |
| Loans | $92.43 million |
| Deposits | $140.97 million |
| Capital | $30.29 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school, worship or volunteer: in the Bloomfield or Riverwind developments in Pearl or in Pearl South of Highway 80 and North of Old Brandon Road. Membership is also open to Friends of the Richland Library and to employees of the credit union's select employer group.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Rivertrust
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Rivertrust
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Rivertrust
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Rivertrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Rivertrust Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 652.51 | A | View Lobby Hours |
Climate Policy and Initiatives
RIVERTRUST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Rivertrust Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Rivertrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Rivertrust | U.S. Average |
|---|---|
| 8.35% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Rivertrust had $2,539,868 in non-current loans and $4,327 in owned assets. To cover these potential losses it had $30,288,241 in net worth and $168,088 in loans loss reserves. That gives it a Texas Ratio of 8.35%.
Net Worth
| Rivertrust | U.S. Average |
|---|---|
| 18.51% | 13.93% |
Rivertrust FCU has a net worth of 18.51% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Rivertrust
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