Rio Grande Credit Union

Headquarters

301 Rio Bravo Blvd
Albuquerque, NM 87105
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 5.50% →
1-Year CD 0.90% 4.80% →
2-Year CD 1.06% 4.25% →
5-Year CD 1.41% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Rio Grande is an NCUA insured institution located in Albuquerque, NM. It was founded in 1952 and has approximately $634.5 millions in assets.

Who can join?

• Employees for the City of Albuquerque, Bernalillo County, VA Hospital, ABQ Health Partners, Blue Cross Blue Shield of NM, Lovelace Health System, NM Heart Institute, Presbyterian Health Care Services and Presbyterian Health Plan, and
• Members of Catholic parishes.

NCUA Insured Yes / State-Chartered
Charter Number # # 62573
Date Established 1952
Assets $634.50 million
Loans $419.42 million
Deposits $569.46 million
Capital $54.46 million
 

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Sandoval or Bernalillo Counties in New Mexico. Membership is also open to members of Catholic parishes and employees of the Select Employer Groups.

Deposit Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
Money Market
0.50% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
18 Mo CD
1.56% $10,000 $14,999 Learn More
18 Mo CD
1.66% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
1.06% $100,000 $199,999 Learn More
36 Mo CD
1.11% $10,000 $14,999 Learn More
36 Mo CD
1.26% $100,000 $199,999 Learn More
48 Mo CD
1.26% $10,000 $14,999 Learn More
48 Mo CD
1.36% $100,000 $199,999 Learn More
60 Mo CD
1.31% $10,000 $14,999 Learn More
60 Mo CD
1.41% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Rio Grande

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.868% 6.750% 1.00 $3,884 $2,076 Learn More
PADDIO
NMLS ID: 1907
7.181% 7.125% 0.63 $1,802 $2,156 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Rio Grande
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Rio Grande branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Rio Grande Locations around zip code 43085


BranchDistance Map View Lobby Hours

Cabezon

460.34 A View Lobby Hours

Lomas

1292.01 B View Lobby Hours

San Pedro

1294.20 C View Lobby Hours

Downtown

1297.79 D View Lobby Hours

Rio Bravo

1299.14 E View Lobby Hours

Westside

1301.03 F View Lobby Hours


Climate Policy and Initiatives

RIO GRANDE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Rio Grande Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rio Grande. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rio Grande U.S. Average
12.78% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Rio Grande had $7,684,767 in non-current loans and $252,714 in owned assets. To cover these potential losses it had $54,458,135 in net worth and $7,658,863 in loans loss reserves. That gives it a Texas Ratio of 12.78%.

Net Worth
Rio Grande U.S. Average
8.58% 13.93%

Rio Grande FCU has a net worth of 8.58% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Rio Grande


  • June 18, 2020

    CDs 12 Month Rates

    came to Lomas location office to cash a check. Was wearing my sun glasses. Was told by the cashier to take off my glasses so that he did not think I was attempting to rob the credit union. Cancelled my accounts after this exchange. Not been back


Add Your Review


or use your BestCashCow account

or