Rio Grande Credit Union
Headquarters
301 Rio Bravo Blvd
Albuquerque, NM 87105
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2024 Overview
General Credit Union Information
Rio Grande is an NCUA insured institution located in Albuquerque, NM. It was founded in 1952 and has approximately $634.5 millions in assets.
Who can join?
• Employees for the City of Albuquerque, Bernalillo County, VA Hospital, ABQ Health Partners, Blue Cross Blue Shield of NM, Lovelace Health System, NM Heart Institute, Presbyterian Health Care Services and Presbyterian Health Plan, and
• Members of Catholic parishes.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62573 |
| Date Established | 1952 |
| Assets | $634.50 million |
| Loans | $419.42 million |
| Deposits | $569.46 million |
| Capital | $54.46 million |
Field of Membership Restrictions
Membership is open to those who live, work, volunteer, attend school or worship in Sandoval or Bernalillo Counties in New Mexico. Membership is also open to members of Catholic parishes and employees of the Select Employer Groups.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.30% | $2,500 | $4,999 |
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|
|
Money Market
|
0.50% | $2,500 | $2,999 |
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|
|
Money Market
|
0.50% | $10,000 | $14,999 |
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|
|
Money Market
|
0.50% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.56% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.66% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.36% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.31% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.41% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.20% | $2,500 | $3,499 | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Rio Grande
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Rio Grande
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Rio Grande branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Rio Grande Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 460.34 | A | View Lobby Hours | |
| 1292.01 | B | View Lobby Hours | |
| 1294.20 | C | View Lobby Hours | |
| 1297.79 | D | View Lobby Hours | |
| 1299.14 | E | View Lobby Hours | |
| 1301.03 | F | View Lobby Hours |
Climate Policy and Initiatives
RIO GRANDE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Rio Grande Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Rio Grande. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Rio Grande | U.S. Average |
|---|---|
| 12.78% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Rio Grande had $7,684,767 in non-current loans and $252,714 in owned assets. To cover these potential losses it had $54,458,135 in net worth and $7,658,863 in loans loss reserves. That gives it a Texas Ratio of 12.78%.
Net Worth
| Rio Grande | U.S. Average |
|---|---|
| 8.58% | 13.93% |
Rio Grande FCU has a net worth of 8.58% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Rio Grande
disappointed
June 18, 2020
came to Lomas location office to cash a check. Was wearing my sun glasses. Was told by the cashier to take off my glasses so that he did not think I was attempting to rob the credit union. Cancelled my accounts after this exchange. Not been back
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