My Credit Union
Headquarters
9550 Lyndale Ave S
Bloomington, MN 55420
See all branch locations →
Reviewed by pvbh40 | July 4, 2022
Bad cutomer service, almost lot my home to foreclosure when trying to refi my current mortgage, after being assured everything was approved, very bad BEWAREOF THIS CREDIT UNION
2024 Overview
General Credit Union Information
My is an NCUA insured institution located in Bloomington, MN. It was founded in 1957 and has approximately $378.46 millions in assets.
Who can join?
If you Live, Work, Worship, Volunteer, or attend School in any of the following areas you are eligible for membership at RBCU:
• Richfield
• Bloomington
• Edina
• Mpls. / St. Paul Airport
• Fort Snelling
Relatives and people living in the same household with existing RBCU members can join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60125 |
| Date Established | 1957 |
| Assets | $378.46 million |
| Loans | $326.93 million |
| Deposits | $325.88 million |
| Capital | $35.20 million |
Field of Membership Restrictions
Membership is open to those who live, work, volunteer, attend school or worship in Bloomington, Richfield, Fort Snelling, Edina, or the area around the Minneapolis/St. Paul airport.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.07% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.13% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.16% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.18% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.21% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.18% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.21% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.28% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.31% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.28% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.31% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.53% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.56% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.63% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.71% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.73% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.81% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for My
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to My
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Branches
Below are My branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
My Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 640.80 | A | View Lobby Hours | |
| 641.22 | B | View Lobby Hours | |
| 641.99 | C | View Lobby Hours |
Climate Policy and Initiatives
MY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
My Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of My. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| My | U.S. Average |
|---|---|
| 1.51% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, My had $346,733 in non-current loans and $208,622 in owned assets. To cover these potential losses it had $35,201,960 in net worth and $1,485,302 in loans loss reserves. That gives it a Texas Ratio of 1.51%.
Net Worth
| My | U.S. Average |
|---|---|
| 9.33% | 13.93% |
My FCU has a net worth of 9.33% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for My
pvbh40
July 4, 2022
Bad cutomer service, almost lot my home to foreclosure when trying to refi my current mortgage, after being assured everything was approved, very bad BEWAREOF THIS CREDIT UNION
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