Revity Credit Union
Headquarters
3970 Maryville Road
Granite City, IL 62040
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Reviewed by Ron Frauenfelder | July 11, 2022
I had the good fortune to speak with Sara S., when I contacted the call center. She immediately took ownership of my request. She was very personable and professional. It was quite apparent to me that Sara was genuinely interested in my call center experience. Please convey to Sara, my sincere appreciation, Ron Frauenfelder.
2024 Overview
General Credit Union Information
Revity is an NCUA insured institution located in Granite City, IL. It was founded in 1941 and has approximately $457.58 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68623 |
| Date Established | 1941 |
| Assets | $457.58 million |
| Loans | $263.58 million |
| Deposits | $404.59 million |
| Capital | $54.58 million |
Field of Membership Restrictions
GCS Credit Union offers membership to individuals who live, work, or attend school in the southern Illinois counties of Bond, Clinton, Jackson, Jefferson, Jersey, Logan, Macon, Macoupin, Madison, Marion, Montgomery, Monroe, Perry, Randolph, Sangamon, St. Clair, Washington, and Williamson. Membership eligibility is also extended to employees and retirees of SEGs, and immediate family members of current Credit Union members.
Deposit Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.35% | $2,500 | $2,999 |
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|
|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.40% | $1 | $499 | Learn More |
Loan Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Revity
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Revity
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Revity branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Revity Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 377.31 | A | View Lobby Hours | |
| 378.59 | B | View Lobby Hours | |
| 379.97 | C | View Lobby Hours | |
| 384.34 | D | View Lobby Hours | |
| 386.05 | E | View Lobby Hours | |
| 387.36 | F | View Lobby Hours | |
| 388.63 | G | View Lobby Hours | |
| 389.20 | H | View Lobby Hours |
Climate Policy and Initiatives
REVITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Revity Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Revity. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Revity | U.S. Average |
|---|---|
| 1.62% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Revity had $871,415 in non-current loans and $37,500 in owned assets. To cover these potential losses it had $54,581,336 in net worth and $1,464,057 in loans loss reserves. That gives it a Texas Ratio of 1.62%.
Net Worth
| Revity | U.S. Average |
|---|---|
| 11.91% | 13.93% |
Revity FCU has a net worth of 11.91% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Revity
Ron Frauenfelder
July 11, 2022
I had the good fortune to speak with Sara S., when I contacted the call center. She immediately took ownership of my request. She was very personable and professional. It was quite apparent to me that Sara was genuinely interested in my call center experience. Please convey to Sara, my sincere appreciation, Ron Frauenfelder.
Is this review helpful? Yes:0 / No: 0
Ron Frauenfelder
July 11, 2022 |
Excellent service.
Is this review helpful? Yes:0 / No: 0
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