Reliant Community Federal Credit Union
Headquarters
10 Benton Pl, Po Box 40
Sodus, NY 14551
See all branch locations →
2024 Overview
General Credit Union Information
Reliant Community is an NCUA insured institution located in Sodus, NY. It was founded in 1970 and has approximately $691.78 millions in assets.
Who can join?
Individuals, who live, work, worship, attend school, or volunteer in Monroe, Ontario or Wayne counties located in NYS are eligible for membership with Reliant Community Credit Union.
Businesses and other legal entities in these counties can also open accounts at Reliant, as well as immediate family and household members of eligible individuals. Immediate family includes spouse, parents, children, siblings, grandparents and grandchildren, step and adoptive relationships. It does not include in-law relationships.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 20258 |
| Date Established | 1970 |
| Assets | $691.78 million |
| Loans | $462.75 million |
| Deposits | $616.51 million |
| Capital | $63.59 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, attend school, or volunteer in Monroe, Ontario, or Wayne counties located in New York. Membership is also open to immediate family of those eligible and businesses and legal entities headquartered in the member areas.
Deposit Rates - November 14, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.15% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.25% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.35% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
Learn More
|
| 18 Mo CD
|
0.50% | $10,000 | $14,999 |
Learn More
|
| 18 Mo CD
|
0.65% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
0.85% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
0.95% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
Learn More
|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 14, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Reliant Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.584% | 6.500% | 0.50 | $2,810 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.866% | 6.750% | 1.00 | $3,801 | $2,076 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Reliant Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Reliant Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Reliant Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 357.28 | A | View Lobby Hours | |
| 363.70 | B | View Lobby Hours | |
| 365.34 | C | View Lobby Hours | |
| 369.71 | D | View Lobby Hours | |
| 370.44 | E | View Lobby Hours | |
| 378.74 | F | View Lobby Hours | |
| 387.24 | G | View Lobby Hours |
Climate Policy and Initiatives
RELIANT COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Reliant Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Reliant Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Reliant Community | U.S. Average |
|---|---|
| 3.34% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Reliant Community had $2,116,423 in non-current loans and $65,312 in owned assets. To cover these potential losses it had $63,588,480 in net worth and $1,768,763 in loans loss reserves. That gives it a Texas Ratio of 3.34%.
Net Worth
| Reliant Community | U.S. Average |
|---|---|
| 9.19% | 13.93% |
Reliant Community FCU has a net worth of 9.19% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Reliant Community
There are currently no comments for RELIANT COMMUNITY. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account