Regional Members Federal Credit Union
Headquarters
P O Box 9304
Columbus, GA 31908
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2024 Overview
General Credit Union Information
Regional Members is an NCUA insured institution located in Columbus, GA. It was founded in 1935 and has approximately $9.86 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 376 |
| Date Established | 1935 |
| Assets | $9.86 million |
| Loans | $6.18 million |
| Deposits | $8.57 million |
| Capital | $1.21 million |
Deposit Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.08% | $1 | $99 | Learn More |
| Int Ckg
|
0.08% | $2,500 | $3,499 | Learn More |
Loan Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Regional Members
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to Regional Members
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Regional Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Regional Members Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 525.36 | A | View Lobby Hours | |
| 527.87 | B | View Lobby Hours |
Climate Policy and Initiatives
REGIONAL MEMBERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Regional Members Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Regional Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Regional Members | U.S. Average |
|---|---|
| 14.85% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Regional Members had $181,469 in non-current loans and $6,263 in owned assets. To cover these potential losses it had $1,212,530 in net worth and $51,497 in loans loss reserves. That gives it a Texas Ratio of 14.85%.
Net Worth
| Regional Members | U.S. Average |
|---|---|
| 12.3% | 13.93% |
Regional Members FCU has a net worth of 12.3% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Regional Members
There are currently no comments for REGIONAL MEMBERS. Be the first to share your experience. Please provide comments that will help others.
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