Po Box 1450
Pocatello, ID 83204
See all branch locations →
Rails West is an NCUA insured institution located in Pocatello, ID. It was founded in 1935 and has approximately $74.14 millions in assets.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 490 |
Date Established | 1935 |
Assets | $74.14 million |
Loans | $41.92 million |
Deposits | $65.71 million |
Capital | $7.04 million |
Your Current Location: Ohio, OH 43085
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Rails West
Note to Rails West
To upload and update your credit union's rates please register.
It is free to register and add rates.
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Rails West
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
![]() NMLS ID: 1835285 |
5.487% | 5.375% | 0.75 | $4,000 | $1,792 | Learn More |
![]() NMLS ID: 6606 |
5.960% | 5.875% | 0.88 | $2,938 | $1,893 | Learn More |
![]() NMLS ID: 1025894 |
6.080% | 5.990% | 0.75 | $3,097 | $1,917 | Learn More |
![]() NMLS ID: 401822 |
6.151% | 6.000% | 0.63 | $5,200 | $1,919 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
![]() Third Federal Savings and Loan See Table |
7.990 %
|
$0 |
Learn More
More Info |
Note to Rails West
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Rails West branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
1573.61 | A | View Lobby Hours | |
1575.05 | B | View Lobby Hours |
RAILS WEST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Rails West. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Rails West | U.S. Average |
---|---|
5.00% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, Rails West had $324,820 in non-current loans and $33,062 in owned assets. To cover these potential losses it had $7,042,247 in net worth and $120,961 in loans loss reserves. That gives it a Texas Ratio of 5.00%.
Rails West | U.S. Average |
---|---|
9.5% | 13.65% |
Rails West FCU has a net worth of 9.5% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Rails West
There are currently no comments for RAILS WEST. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account